262 Munsing St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 262 Munsing St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1973
Lot Size	1.02 acres (44,736 sqft)
Owner	Individual Name on File
Last Sale	$409,000 (Aug 2024)
Tax Bill	$6,171 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:018-10800 B:32A L:0`

Property Details

APN / Parcel Number

Primary APN	`M:018-10800 B:32A L:0`
Alternative APNs	`LUDL M:18 B:10800 P:32A` `6053`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	3,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,736 sqft (1.02 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	6053
Street Address	262 MUNSING ST
City	LUDLOW
State	MA
Zip	01056-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Block	10800
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2003
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	262 MUNSING ST, LUDLOW, MA 01056-1155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · Balloon Mortgage LUSO FCU
Jan 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 2, 2024 · Amount on Record
Deed Sale	Aug 2, 2024 · Amount on Record
Prior Sale	Aug 29, 2014 · Amount on Record
Deed Book / Page	25520 / 4
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	262 MUNSING ST, LUDLOW, MA 01056-1155
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23030-192
Date	Jan 2, 2020
Book Page	23030/192
Instrument	137

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	262 MUNSING ST, LUDLOW, MA 01056-1155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23030-172
Date	Jan 2, 2020
Book Page	23030/172
Instrument	136

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,171.00 (+3.37%)	$355,700 (+7.79%) Land $97,800 Building $257,900	$383,895 (+0.85%)
2024	$5,970.00 (+5.29%)	$330,000 (+13.56%) Land $97,800 Building $232,200	$380,665
2023	$5,670.00	$290,600 Land $85,900 Building $204,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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