233 Munsing St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 233 Munsing St, Ludlow, MA 01056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,080 sqft · built 1999
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Aug 2025)
Tax Bill	$7,920 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M:018-10800 B:39 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:018-10800 B:39 L:0`
Alternative APNs	`LUDL M:18 B:10800 P:39` `6060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	5,130 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6060
Street Address	233 MUNSING ST
City	LUDLOW
State	MA
Zip	01056-1159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	10800
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2002
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records · APN M:018-10800 B:39 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	233 MUNSING ST, LUDLOW, MA 01056-1159
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MASSMUTUAL FEDERAL CREDIT UNION
Aug 19, 2025	Quit Claim Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
May 01, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage PREMIER SOURCE CU
Jan 06, 2018	Deed of Trust, Mortgage · Conventional Mortgage PREMIER SOURCE CU
Jan 02, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2025 · Amount on Record
Deed Sale	Aug 19, 2025 · Amount on Record
Prior Sale	May 01, 2020 · Amount on Record
Deed Book / Page	25991 / 441
Transfer Doc	22011-547
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	233 MUNSING ST, LUDLOW, MA 01056-1159
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025339-216
Date	Mar 04, 2024
Book Page	25339/216
Instrument	9203

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2044

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Aug 19, 2025
Property Address	233 MUNSING ST, LUDLOW, MA 01056-1159
Document Number	025991-441
Book / Page	25991 / 441
Instrument Date	Aug 18, 2025
Instrument	38623
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	233 MUNSING ST, LUDLOW, MA 01056-1159

Mortgage

Document Number	0000038624
Date	Aug 19, 2025
Instrument	38624

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	May 01, 2020
Property Address	233 MUNSING ST, LUDLOW, MA 01056-1159
Document Number	23193-12
Book / Page	023193 / 000012
Instrument Date	Apr 27, 2020
Instrument	22126
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,651.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 UPPER PALMER RD MONSON MA 010579433, MONSON, MA 01057-9433

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	233 MUNSING ST, LUDLOW, MA 01056-1159
Document Number	22881-541
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 MUNSING ST LUDLOW MA 010561159, LUDLOW, MA 01056-1159

Mortgage

Document Number	22881-541
Date	Oct 01, 2019
Book Page	022881/000541
Instrument	56857

Lender

Name	PREMIER SOURCE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2034

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	233 MUNSING ST, LUDLOW, MA 01056-1159
Document Number	22029-183
Instrument Date	Jan 06, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22029-183
Date	Jan 17, 2018
Book Page	022029/000183
Instrument	2801

Lender

Name	PREMIER SOURCE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 16, 2028

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jan 02, 2018
Property Address	233 MUNSING ST, LUDLOW, MA 01056-1159
Document Number	22011-547
Book / Page	022011 / 000547
Instrument Date	Dec 27, 2017
Instrument	46
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 MUNSING ST LUDLOW MA 010561159, LUDLOW, MA 01056-1159

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,920.00 (+3.26%)	$456,500 (+7.67%) Land $97,600 Building $358,900	$524,970 (-1.69%)
2024	$7,670.00 (+2.46%)	$424,000 (+10.5%) Land $97,600 Building $326,400	$533,995
2023	$7,486.00	$383,700 Land $85,700 Building $298,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138104142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
GoNetspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

233 Munsing St, Ludlow, MA 01056 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2025: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Munsing St

Nearby Streets

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