Worcester County and Gardner City property record for 280 Matthews St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,132 sqft · built 1999 |
| Lot Size | 1.38 acres (60,436 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Aug 2004) |
| Tax Bill | $5,556 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R32 B:15 L:5 |
| Primary APN | GARD M:R32 B:15 L:5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| Gross Area | 2,308 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,436 sqft (1.38 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 280 MATTHEWS ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 15 |
| Legal Lot Number | 5 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 280 MATTHEWS ST, GARDNER, MA 01440-1351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2004 · Amount on Record |
| Deed Sale | Aug 16, 2004 · Amount on Record |
| Prior Sale | Jul 19, 2002 · Amount on Record |
| Deed Document Number | 2004150140 |
| Deed Book / Page | 34387 / 101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 280 MATTHEWS ST, GARDNER, MA 01440-1351 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 065407-160 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 65407/160 |
| Instrument | 83862 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,556.00 (+10,188.89%) | $403,500 (+7.14%) Land $96,100 Building $307,400 | $419,045 (+24.6%) |
| 2025 | $54.00 (-98.96%) | $376,600 (+8.91%) Land $87,100 Building $289,500 | $336,300 |
| 2024 | $5,184.00 (+3.18%) | $345,800 (+11.01%) Land $79,300 Building $266,500 | |
| 2023 | $5,024.00 | $311,500 Land $78,000 Building $233,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures