Worcester County and Gardner City property record for 247 Matthews St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,066 sqft · built 1964 |
| Lot Size | 2.45 acres (107,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $251,000 (Sep 2021) |
| Tax Bill | $4,541 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | M:R-32 B:0008 L:0010 |
| Primary APN | M:R-32 B:0008 L:0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| Gross Area | 2,738 sqft |
| Basement Area | 1,066 sqft |
| Unfinished Basement | 1,066 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 107,045 sqft (2.45 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 247 MATTHEWS ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 15 |
| Legal Lot Number | 10 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 707500 |
247 Matthews St is owned and occupied by an individual who bought it in September 2021.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 247 MATTHEWS ST, GARDNER, MA 01440-1350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on File |
| Deed Sale | Sep 30, 2021 · Amount on File |
| Deed Document Number | 2021137159 |
| Deed Book / Page | 66184 / 329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Sep 30, 2021 |
| Property Address | 247 MATTHEWS ST, GARDNER, MA 01440-1350 |
| Document Number | 66184-329 |
| Book / Page | 66184 / 329 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 137159 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 247 MATTHEWS ST, GARDNER, MA 01440-1350 |
| Document Number | 137160 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 137160 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 247 Matthews St was $4,541, up 10,220.5% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,541.00 (+10,220.45%) | $329,800 (+5.3%) Land $101,400 Building $228,400 | $347,113 (+14.18%) |
| 2025 | $44.00 (-99.01%) | $313,200 (+5.78%) Land $92,400 Building $220,800 | $304,000 |
| 2024 | $4,439.00 (+7.53%) | $296,100 (+15.71%) Land $84,600 Building $211,500 | |
| 2023 | $4,128.00 | $255,900 Land $82,300 Building $173,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 247 Matthews St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 247 Matthews St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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