Worcester County and Gardner City property record for 221 Matthews St, Gardner, MA 01440
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 1 ba · 640 sqft · built 1957 |
| Lot Size | 25.7 acres (1,123,735 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,866 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | M:R-32 B:0009 L:0011 |
| Primary APN | M:R-32 B:0009 L:0011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 640 sqft Living Area |
| Gross Area | 646 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,123,735 sqft (25.7 acres) |
| Heating Fuel | Wood |
|---|
| Street Address | 221 MATTHEWS ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1350 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R2 |
| Legal Block | 20 |
| Legal Lot Number | 11 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 221 MATTHEWS ST, GARDNER, MA 01440-1350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,866.00 (+10,135.71%) | $208,100 (+4.52%) Land $171,200 Building $36,900 | $169,791 |
| 2025 | $28.00 (-98.98%) | $199,100 (+9.04%) Land $162,200 Building $36,900 | |
| 2024 | $2,737.00 (+1.97%) | $182,600 (+9.74%) Land $154,400 Building $28,200 | |
| 2023 | $2,684.00 | $166,400 Land $138,200 Building $28,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G and 4G LTE (outdoors only)
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