280 Harbor St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 280 Harbor St, Morro Bay, CA 93442

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,674 sqft · built 1945
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$187,500 (Apr 1994)
Tax Bill	$4,251 (2025)
Deeds & Mortgages	Jun 2023 Sale Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066-056-004`

Property Details

APN / Parcel Number

Primary APN	`066-056-004`

Interior

Stories	1 Story
Building Area	5,674 sqft Gross Area
1st Floor Area	5,674 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	280 HARBOR ST
City	MORRO BAY
State	CA
Zip	93442-2154
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C1
Legal Description	CY MB TN MORRO BL 33 PTN LT 1
Legal Subdivision	MORRO
Legal Block	33
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1056
Census Tract	10603

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	68 HALF MOON TRL, LADERA RANCH, CA 92694-0216
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Grant Deed, Transfer
Feb 8, 2021	Intrafamily Transfer, Transfer
Feb 8, 2021	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 1994 · Amount on Record
Deed Sale	Apr 1, 1994 · Amount on Record
Deed Document Number	199421048
Last Transfer Date	Feb 5, 2021
Transfer Doc	0000009828
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 26, 2023
Property Address	280 HARBOR ST, MORRO BAY, CA 93442-2154
Document Number	0000017966
Instrument Date	Jun 13, 2023
Instrument	2023017966
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 HALF MOON TRL, LADERA RANCH, CA 92694-0216

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 8, 2021
Property Address	280 HARBOR ST, MORRO BAY, CA 93442-2154
Document Number	0000009828
Instrument Date	Feb 5, 2021
Instrument	2021009828
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9, NIPOMO, CA 93444-0009

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 8, 2021
Property Address	280 HARBOR ST, MORRO BAY, CA 93442-2154
Document Number	0000009827
Instrument Date	Feb 5, 2021
Instrument	2021009827
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX BOX9, NIPOMO, CA 93444-0009

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$393,443 (+2%) Land $175,996 Building $217,447
2025	$4,251.00 (+1.72%)	$385,730 (+4.04%) Land $172,546 Building $213,184
2024	$4,179.00 (+1.85%)
2023	$4,103.00 (+6.68%)	$370,753 (+2%) Land $165,847 Building $204,906
2022	$3,846.00	$363,485 Land $162,596 Building $200,889

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1982–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 5 claims Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Peak WiFi, Verizon.

Nearby Properties on Harbor St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures