235 Harbor St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 235 Harbor St, Morro Bay, CA 93442

Property Summary

Property Type	Motel
Details	11 bd · 11 ba · 3,403 sqft · built 1954
Lot Size	0.167 acres (7,260 sqft)
Owner	Company Name on Record
Last Sale	$2,240,000 (Nov 2021)
Tax Bill	$25,557 (2025)
Deeds & Mortgages	Nov 2021 Sale Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066-053-007`

Property Details

APN / Parcel Number

Primary APN	`066-053-007`

Interior

Bedrooms	11 Beds
Full Baths	11 Baths
Total Rooms	20 Rooms
Stories	2 Stories
Building Area	3,403 sqft Gross Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	7,260 sqft (0.167 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	235 HARBOR ST
City	MORRO BAY
State	CA
Zip	93442-2107
Property Category	Commercial
Property Type	Commercial > Retail > Motel
Local Zoning Code	40
Legal Description	CY MB TN MORRO BL 43 PTN LT 4
Legal Subdivision	TOWN OF MORRO
Legal Block	43
Legal Lot Number	4
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1043
Census Tract	10603

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	235 HARBOR ST, MORRO BAY, CA 93442-2107
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Grant Deed, Transfer PLACER TITLE COMPANY
Jun 29, 2018	Deed of Trust, Mortgage PINNACLE BANK
Jul 31, 2017	Grant Deed, Transfer · Commercial Mortgage ORBIS LENDING FUND IV LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	202177123
Prior Transfer Date	Sep 7, 1995
Prior Transfer Doc	0000012214
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 19, 2021
Property Address	235 HARBOR ST, MORRO BAY, CA 93442-2107
Document Number	0000077123
Map Reference	MB A PG 159
Instrument Date	Oct 31, 2021
Instrument	2021077123
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 E BROWNING AVE, FRESNO, CA 93710-6412

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	235 HARBOR ST, MORRO BAY, CA 93442-2107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026744
Date	Jun 29, 2018
Instrument	2018026744

Lender

Name	PINNACLE BANK
Type	Bank
Address	SALINAS, CA 93901

Agreement

Amount	Amount Recorded

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 31, 2017
Property Address	235 HARBOR ST, MORRO BAY, CA 93442-2107
Document Number	0000033690
Map Reference	MB A PG35
Instrument Date	Jul 24, 2017
Instrument	2017033690
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 PARKVIEW CIR, PACIFICA, CA 94044-1529
Mail Care Of	JUSTIN IP

Mortgage

Document Number	0000033691
Date	Jul 31, 2017
Instrument	2017033691

Lender

Name	ORBIS LENDING FUND IV LP

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Feb 1, 2019

Mortgage

Document Number	0000033692
Date	Jul 31, 2017
Instrument	2017033692

Lender

Name	DEBUT INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,365,113 (+2%) Land $1,353,040 Building $1,012,073
2025	$25,557.00 (-0.68%)	$2,318,739 (+1.53%) Land $1,326,510 Building $992,229
2024	$25,731.00 (+1.8%)
2023	$25,277.00 (+6.64%)	$2,283,700 Land $1,275,000 Building $1,008,700
2022	$23,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1982–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 5 claims Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Peak WiFi, Verizon.

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