San Luis Obispo County property record for 225 Harbor St, Morro Bay, CA 93442
| Property Type | Motel |
|---|---|
| Details | 24 bd · 24 ba · 9,875 sqft · built 1958 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Company Name on File |
| Last Sale | $608,000 (Sep 2002) |
| Tax Bill | $26,946 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-053-002 |
| Primary APN | 066-053-002 |
|---|
| Bedrooms | 24 Beds |
|---|---|
| Full Baths | 24 Baths |
| Total Rooms | 25 Rooms |
| Stories | 2 Stories |
| Building Area | 9,875 sqft Gross Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 16,553 sqft (0.38 acres) |
| Sewer | Connected |
|---|
| Street Address | 225 HARBOR ST |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2107 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Motel |
| Local Zoning Code | C1 |
| Legal Description | CY MB TN MORRO BL 43 LT 5 & 6 |
| Legal Subdivision | MORRO |
| Legal Block | 43 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 10603 |
225 Harbor St, a commercial property, is owned by a company that acquired it in March 2016.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 225 HARBOR ST, MORRO BAY, CA 93442-2107 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2002 · Amount on File |
| Deed Sale | Sep 4, 2002 · Amount on File |
| Prior Sale | Mar 2, 2000 · Amount on File |
| Deed Document Number | 200272191 |
| Last Transfer Date | Mar 23, 2016 |
| Transfer Doc | 0000013915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 225 HARBOR ST, MORRO BAY, CA 93442-2107 |
| Document Number | 0000023823 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 225 HARBOR ST MORRO BAY CA 934422107, MORRO BAY, CA 93442-2107 |
| Document Number | 0000023823 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 23823 |
| Name | BANK OF THE SIERRA |
|---|---|
| Type | Bank |
| Address | 1207 SPRING ST, PASO ROBLES, CA 93446-2245 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 225 Harbor St was $26,946.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,492,534 (+1.95%) Land $960,240 Building $1,532,294 | |
| 2025 | $26,946.00 | $2,444,740 Land $941,412 Building $1,503,328 |
| 2023 | $25,977.00 (+6.64%) | $2,346,945 Land $904,856 Building $1,442,089 |
| 2022 | $24,359.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 225 Harbor St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 15 (1982–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 225 Harbor St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Peak WiFi, Verizon.
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