Jackson County property record for 280 E Cummings St, Brownstown, IN 47220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,118 sqft · built 2008 |
| Lot Size | 0.291 acres (12,676 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,500 (Jun 2022) |
| Tax Bill | $2,346 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-54-14-313-079.000-002 |
| Primary APN | 36-54-14-313-079.000-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,118 sqft Living Area |
| 1st Floor Area | 2,118 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 12,676 sqft (0.291 acres) |
| Lot Dimensions | 122 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00000988575 |
|---|---|
| Street Address | 280 E CUMMINGS ST |
| City | BROWNSTOWN |
| State | IN |
| Zip | 47220-1961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUCAS/ACKERMAN 123--4 |
| Legal Subdivision | LUCAS ACKERMAN ADDITION |
| Jurisdiction | JACKSON IN |
| Township / Civil Division | BROWNSTOWN |
| Census Block Group | 4 |
| Census Block | 4054 |
| Census Tract | 968100 |
280 E Cummings St is owned and occupied by two individuals who bought it in June 2022.
Source: Jackson County records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 280 E CUMMINGS ST, BROWNSTOWN, IN 47220-1961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JACKSON COUNTY BANK |
| Jun 14, 2022 | Warranty Deed, Transfer · Commercial Mortgage STATE BANK OF MEDORA |
| Aug 1, 2018 | Intrafamily Transfer, Transfer · Line of Credit JACKSON COUNTY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on File |
| Deed Sale | Jun 14, 2022 · Amount on File |
| Prior Sale | Aug 1, 2018 · Amount on File |
| Deed Document Number | 20224106 |
| Prior Transfer Date | Jul 24, 2018 |
| Prior Transfer Doc | 0201805188 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON IN |
| Property Address | 280 E CUMMINGS ST, BROWNSTOWN, IN 47220-1961 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202101984 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 202101984 |
| Name | JACKSON COUNTY BANK |
|---|---|
| Type | Bank |
| Address | SEYMOUR, IN 47274 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON IN |
| Recording Date | Jun 14, 2022 |
| Property Address | 280 E CUMMINGS ST, BROWNSTOWN, IN 47220-1961 |
| Document Number | 0202204106 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 202204106 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 280 E CUMMINGS ST, BROWNSTOWN, IN 47220-1961 |
| Document Number | 0202204107 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 202204107 |
| Name | STATE BANK OF MEDORA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Apr 15, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON IN |
| Recording Date | Aug 1, 2018 |
| Property Address | 280 E CUMMINGS ST, BROWNSTOWN, IN 47220-1961 |
| Document Number | 0201805188 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 201805188 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 E CUMMINGS ST, BROWNSTOWN, IN 47220-1961 |
| Document Number | 0201805191 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 201805191 |
| Name | JACKSON COUNTY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 5, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 280 E Cummings St was $2,346 with a homeowner's exemption, down 3.2% from the year before.
Source: Jackson County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Jackson County |
| County Subdivision | Brownstown Township |
| Municipality | Brownstown Town |
| Unified School District | Brownstown Central Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,346.00 (-3.22%) Homeowner's exemption | $260,700 Land $33,900 Building $226,800 | $260,700 Land $33,900 Building $226,800 |
| 2024 | $2,424.00 (+15.65%) | ||
| 2023 | $2,096.00 (-28.76%) | $213,300 (+7.67%) Land $33,900 Building $179,400 | $213,300 (+7.67%) Land $33,900 Building $179,400 |
| 2022 | $2,942.00 (+68.21%) | $198,100 Land $33,900 Building $164,200 | $198,100 Land $33,900 Building $164,200 |
| 2021 | $1,749.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 280 E Cummings St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 280 E Cummings St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON COUNTY WATER UTILITY serves 13,667 people · EPA ID IN5236003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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