230 E Cummings St, Brownstown, IN 47220 Property Records

Jackson County property record for 230 E Cummings St, Brownstown, IN 47220

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,543 sqft · built 2002
Lot Size0.291 acres (12,676 sqft)
OwnerCompany Name on File
Last Sale$247,500 (Aug 2018)
Deeds & MortgagesMar 2021 Mortgage
Aug 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN36-54-14-313-049.000-002

Property Details

APN / Parcel Number

Primary APN36-54-14-313-049.000-002
Alternative APN
  • 00000987468

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area3,543 sqft Living Area
1st Floor Area1,731 sqft
AtticAttic
Attic Area3,624 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area12,676 sqft (0.291 acres)
Lot Dimensions122 ft deep x 100 ft wide
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00000987468
Street Address230 E CUMMINGS ST
CityBROWNSTOWN
StateIN
Zip47220-1961
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUCAS/ACKERMAN 93--4
Legal SubdivisionLUCAS ACKERMAN ADDITION
JurisdictionJACKSON IN
Township / Civil DivisionBROWNSTOWN
Census Block Group4
Census Block4054
Census Tract968100

Owner

230 E Cummings St is owned by a company that bought it in August 2018.

Source: Jackson County records, as of June 22, 2026

Owner of RecordCompany Name on File
Mailing Address616 W COMMERCE ST, BROWNSTOWN, IN 47220-1205
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed of Trust, Mortgage
THE PEOPLES BANK
Aug 3, 2018Warranty Deed, Transfer · Line of Credit
THE PEOPLES BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2018 · Amount on File
Deed SaleAug 3, 2018 · Amount on File
Prior SaleJul 11, 2018 · Amount on File
Deed Document Number20185280
Prior Transfer DateNov 22, 2010
Prior Transfer Doc000290/244
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON IN
Property Address230 E CUMMINGS ST, BROWNSTOWN, IN 47220-1961
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address616 W COMMERCE ST, BROWNSTOWN, IN 47220-1205

Mortgage

Document Number0202102609
DateMar 26, 2021
Instrument202102609
Lender
NameTHE PEOPLES BANK
TypeBank
AddressBROWNSTOWN, IN 47220
Agreement
AmountAmount on Record
Term240 Months
DueMar 22, 2041

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON IN
Recording DateAug 3, 2018
Property Address230 E CUMMINGS ST, BROWNSTOWN, IN 47220-1961
Document Number0201805280
Instrument DateJul 11, 2018
Instrument201805280
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address616 W COMMERCE ST, BROWNSTOWN, IN 47220-1205

Mortgage

Document Number0201805281
DateAug 3, 2018
Instrument201805281
Lender
NameTHE PEOPLES BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJul 10, 2048
Interest
Rate TypeAdjustable Rate
Rate3.94%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyJackson County
County SubdivisionBrownstown Township
MunicipalityBrownstown Town
Unified School DistrictBrownstown Central Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$263,700 Land $33,900 Building $229,800$263,700 Land $33,900 Building $229,800
2023$238,700 (+7.77%) Land $33,900 Building $204,800$238,700 (+7.77%) Land $33,900 Building $204,800
2022$221,500 Land $33,900 Building $187,600$221,500 Land $33,900 Building $187,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 230 E Cummings St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 E Cummings St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON COUNTY WATER UTILITY
serves 13,667 people · EPA ID IN5236003
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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