180 E Cummings St, Brownstown, IN 47220 Property Records

Jackson County property record for 180 E Cummings St, Brownstown, IN 47220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,028 sqft · built 2007
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (May 2021)
Tax Bill	$2,314 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-54-14-313-040.000-002`

Property Details

APN / Parcel Number

Primary APN	`36-54-14-313-040.000-002`
Alternative APN	`00000986442`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,028 sqft Living Area
1st Floor Area	2,028 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	193 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000986442
Street Address	180 E CUMMINGS ST
City	BROWNSTOWN
State	IN
Zip	47220-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUCAS/ACKERMAN 84--4
Legal Subdivision	LUCAS ACKERMAN ADDITION
Jurisdiction	JACKSON IN
Township / Civil Division	BROWNSTOWN
Census Block Group	4
Census Block	4054
Census Tract	968100

Owner

180 E Cummings St is owned and occupied by an individual who acquired it in September 2024.

Source: Jackson County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	180 E CUMMINGS ST, BROWNSTOWN, IN 47220-1912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Oct 28, 2011 · Amount on File
Deed Document Number	20213980
Last Transfer Date	Sep 5, 2024
Transfer Doc	0202405435
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IN
Recording Date	May 17, 2021
Property Address	180 E CUMMINGS ST, BROWNSTOWN, IN 47220-1912
Document Number	0202103980
Map Reference	DR 7 PG 307&308
Instrument Date	May 14, 2021
Instrument	202103980
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 E CUMMINGS ST, BROWNSTOWN, IN 47220-1912

Mortgage

Document Number	0202103981
Date	May 17, 2021
Instrument	202103981

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 180 E Cummings St was $2,314 with a homeowner's exemption, down 3.5% from the year before.

Source: Jackson County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Jackson County
County Subdivision	Brownstown Township
Municipality	Brownstown Town
Unified School District	Brownstown Central Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,314.00 (-3.5%) Homeowner's exemption	$257,200 Land $41,700 Building $215,500	$257,200 Land $41,700 Building $215,500
2024	$2,398.00 (+13.81%)
2023	$2,107.00 (+6.58%)	$214,200 (+8.35%) Land $41,700 Building $172,500	$214,200 (+8.35%) Land $41,700 Building $172,500
2022	$1,977.00	$197,700 Land $41,700 Building $156,000	$197,700 Land $41,700 Building $156,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 180 E Cummings St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 E Cummings St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER UTILITY serves 13,667 people · EPA ID IN5236003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20