Polk County property record for 280 E Center St, Des Moines, IA 50309
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3.5 ba · 2,232 sqft · built 2017 |
| Lot Size | 0.028 acres (1,214 sqft) |
| Owner | Individual Name on File |
| Last Sale | $585,000 (Jun 2021) |
| Tax Bill | $3,372 (2024) |
| Deeds & Mortgages | Mar 2024 Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040/00245-017-000 |
| Primary APN | 040/00245-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,232 sqft Living Area |
| Gross Area | 2,742 sqft |
| 1st Floor Area | 693 sqft |
| Upper Floors Area | 1,539 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 1,214 sqft (0.028 acres) |
| Garage Type | Attached |
| Garage Area | 510 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 280 E CENTER ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50309-1870 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 17 BRIDGE DISTRICT PLAT 1 |
| Legal Subdivision | BRIDGE DISTRICT PLAT 1 |
| Legal Lot Number | 17 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 5102 |
280 E Center St, a townhouse, is owned and occupied by an individual who acquired it in March 2024.
Source: Polk County records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 280 E CENTER ST, DES MOINES, IA 50309-1870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage LUANA SAVINGS BANK |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK |
| Jul 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage MIDWESTONE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on File |
| Deed Sale | Jun 24, 2021 · Amount on File |
| Prior Sale | Jul 30, 2019 · Amount on File |
| Deed Document Number | 202166501 |
| Deed Book / Page | 18606 / 932 |
| Last Transfer Date | Mar 8, 2024 |
| Transfer Doc | 0000012240 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Mar 18, 2024 |
| Property Address | 280 E CENTER ST, DES MOINES, IA 50309-1870 |
| Document Number | 0000012240 |
| Book / Page | 19743 / 168 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 2024-00012240 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 E CENTER ST, DES MOINES, IA 50309-1870 |
| Document Number | 0000012241 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 2024-00012241 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jun 24, 2021 |
| Property Address | 280 E CENTER ST, DES MOINES, IA 50309-1870 |
| Document Number | 0000066501 |
| Book / Page | 18606 / 932 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021-00066501 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $935.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 280 E CENTER ST, DES MOINES, IA 50309-1870 |
| Document Number | 0000066504 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021-00066504 |
| Name | LUANA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 280 E CENTER ST, DES MOINES, IA 50309-1870 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000097625 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 17836/235 |
| Instrument | 2019-00097625 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | STILLWATER, MN 55082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 30, 2019 |
| Property Address | 280 E CENTER ST, DES MOINES, IA 50309-1870 |
| Document Number | 201900009128 |
| Book / Page | 17427 / 0531 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 2019-00009128 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $863.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 280 E CENTER ST, DES MOINES, IA 50309-1870 |
| Document Number | 201900009130 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019-00009130 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $685,300 Land $74,100 Building $611,200 | $685,300 Land $74,100 Building $611,200 | |
| 2024 | $3,372.00 | ||
| 2023 | $662,300 Land $71,500 Building $590,800 | $662,300 Land $71,500 Building $590,800 | |
| 2020 | $1,306.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 280 E Center St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 280 E Center St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Google Fiber, ICS Advanced Technologies, Metronet, Vero Fiber.
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