Polk County property record for 248 E Center St, Des Moines, IA 50309
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 4 ba · 2,477 sqft · built 2018 |
| Lot Size | 0.027 acres (1,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $610,500 (Dec 2019) |
| Tax Bill | $2,702 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 7824-03-151-013 |
| Primary APN | 7824-03-151-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,477 sqft Living Area |
| Gross Area | 2,987 sqft |
| 1st Floor Area | 693 sqft |
| Upper Floors Area | 1,784 sqft |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Urethane Foam |
| Lot Area | 1,216 sqft (0.027 acres) |
| Garage Type | Attached |
| Garage Area | 510 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 248 E CENTER ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50309-1870 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 20 BRIDGE DISTRICT PLAT 1 |
| Legal Subdivision | BRIDGE DISTRICT PLAT 1 |
| Legal Lot Number | 20 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 5102 |
248 E Center St, a townhouse, is owned and occupied by an individual who acquired it in June 2024.
Source: Polk County records, as of October 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 248 E CENTER ST, DES MOINES, IA 50309-1870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANKERS TRUST COMPANY NA |
| Jun 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage BANKERS TRUST COMPANY NA |
| Dec 9, 2019 | Warranty Deed, Transfer BANKERS TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2019 · Amount on File |
| Deed Sale | Dec 9, 2019 · Amount on File |
| Deed Document Number | 0000051385 |
| Deed Book / Page | 017619 / 000878 |
| Last Transfer Date | Jun 25, 2024 |
| Transfer Doc | 0000031325 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 248 E CENTER ST, DES MOINES, IA 50309-1870 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000002372 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 18943/564 |
| Instrument | 2022-00002372 |
| Name | BANKERS TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jun 25, 2024 |
| Property Address | 248 E CENTER ST, DES MOINES, IA 50309-1870 |
| Document Number | 0000031325 |
| Book / Page | 19834 / 305 |
| Instrument Date | Jun 20, 2024 |
| Instrument | 2024-00031325 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,103.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 248 E CENTER ST, DES MOINES, IA 50309-1870 |
| Document Number | 0000031326 |
|---|---|
| Date | Jun 25, 2024 |
| Instrument | 2024-00031326 |
| Name | BANKERS TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Dec 9, 2019 |
| Property Address | 248 E CENTER ST, DES MOINES, IA 50309-1870 |
| Document Number | 0000051385 |
| Book / Page | 017619 / 000878 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 51385 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $977.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 248 E CENTER ST DES MOINES IA 503091870, DES MOINES, IA 50309-1870 |
| Document Number | 51387 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 017619/000881 |
| Instrument | 51387 |
| Name | BANKERS TR |
|---|---|
| Address | DES MOINES, IA 50309 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Dec 8, 2039 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $711,500 Land $74,100 Building $637,400 | $711,500 Land $74,100 Building $637,400 | |
| 2024 | $2,702.00 | ||
| 2023 | $694,000 Land $71,500 Building $622,500 | $694,000 Land $71,500 Building $622,500 | |
| 2020 | $1,306.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 248 E Center St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 248 E Center St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Google Fiber, ICS Advanced Technologies, Metronet, Vero Fiber.
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