Polk County property record for 264 E Center St, Des Moines, IA 50309
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 4 ba · 2,554 sqft · built 2018 |
| Lot Size | 0.027 acres (1,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $765,000 (Jun 2021) |
| Tax Bill | $1,592 (2024) |
| Deeds & Mortgages | Dec 2024 Line of Credit Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 7824-03-151-014 |
| Primary APN | 7824-03-151-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,554 sqft Living Area |
| Gross Area | 2,987 sqft |
| 1st Floor Area | 693 sqft |
| Upper Floors Area | 1,861 sqft |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Urethane Foam |
| Lot Area | 1,216 sqft (0.027 acres) |
| Garage Type | Attached |
| Garage Area | 510 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 264 E CENTER ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50309-1870 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 19 BRIDGE DISTRICT PLAT 1 |
| Legal Subdivision | BRIDGE DISTRICT PLAT 1 |
| Legal Lot Number | 19 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 5102 |
264 E Center St, a townhouse, is owned and occupied by an individual who bought it in June 2021.
Source: Polk County records, as of October 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 264 E CENTER ST, DES MOINES, IA 50309-1870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2024 | Deed of Trust, Mortgage · Line of Credit PREMIER CU |
| Jun 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Nov 27, 2019 | Deed of Trust, Mortgage LUANA SVGS BK |
| Dec 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage LUANA SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2021 · Amount on File |
| Deed Sale | Jun 3, 2021 · Amount on File |
| Prior Sale | Dec 2, 2019 · Amount on File |
| Deed Document Number | 2021-00057715 |
| Deed Book / Page | 18565 / 739 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 264 E CENTER ST, DES MOINES, IA 50309-1870 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000062860 |
|---|---|
| Date | Dec 2, 2024 |
| Book Page | 19987/98 |
| Instrument | 2024-00062860 |
| Name | PREMIER CU |
|---|---|
| Type | Credit Union |
| Address | 800 9TH ST, DES MOINES, IA 50309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 30, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jun 3, 2021 |
| Property Address | 264 E CENTER ST, DES MOINES, IA 50309-1870 |
| Document Number | 0000057715 |
| Book / Page | 18565 / 739 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021-00057715 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,223.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 264 E CENTER ST, DES MOINES, IA 50309-1870 |
| Document Number | 0000057717 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 2021-00057717 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 264 E CENTER ST, DES MOINES, IA 50309-1870 |
| Document Number | 0000049078 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 225 E CENTER ST DES MOINES IA 503091871, DES MOINES, IA 50309-1871 |
| Document Number | 0000049078 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 017609/000094 |
| Instrument | 49078 |
| Name | LUANA SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | POLK CITY, IA 50226 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Dec 2, 2019 |
| Property Address | 264 E CENTER ST, DES MOINES, IA 50309-1870 |
| Document Number | 201900049076 |
| Book / Page | 17609 / 0091 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 2019-00049076 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,170.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 264 E CENTER ST, DES MOINES, IA 50309-1870 |
| Document Number | 201900049078 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 2019-00049078 |
| Name | LUANA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Number | 0000049079 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 17609/0111 |
| Instrument | 2019-00049079 |
| Name | LUANA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | POLK CITY, IA 50226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $773,500 Land $74,100 Building $699,400 | $773,500 Land $74,100 Building $699,400 | |
| 2024 | $1,592.00 | ||
| 2023 | $755,100 Land $71,500 Building $683,600 | $755,100 Land $71,500 Building $683,600 | |
| 2020 | $1,306.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 264 E Center St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 264 E Center St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Google Fiber, ICS Advanced Technologies, Metronet, Vero Fiber.
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