280 Co Rd 248, Durango, CO 81301 Property Records

La Plata County property record for 280 Co Rd 248, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,689 sqft · built 2017
Lot Size	1.18 acres (51,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Dec 2016)
Tax Bill	$3,744 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5671-083-02-008`

Property Details

APN / Parcel Number

Primary APN	`5671-083-02-008`
Alternative APN	`R017240`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,689 sqft Living Area
1st Floor Area	752 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Lot Area	51,836 sqft

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Patio Area	320 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R017240
Street Address	280 COUNTY ROAD 248
City	DURANGO
State	CO
Zip	81301-9443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: FLORIDA RIVER EST #1 BLOCK: 6 LOT: 10 FLORIDA RIVER EST RESUB 280 CR 248 DURANGO 81301
Legal Subdivision	FLORIDA RIVER EST #1
Legal Block	6
Legal Lot Number	10
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1003
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 COUNTY ROAD 248, DURANGO, CO 81301-9443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit ZIONS BANCORPORATION NA
Apr 12, 2022	Deed of Trust, Mortgage RG BANK A SLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2016 · Amount on Record
Deed Sale	Dec 28, 2016 · Amount on Record
Deed Document Number	20161122685
Prior Transfer Date	Jun 5, 2011
Prior Transfer Doc	0001031682
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	May 11, 2026
Property Address	280 COUNTY ROAD 248, DURANGO, CO 81301-9443
Document Number	0001253997
Instrument Date	Apr 30, 2026
Instrument	20261253997
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	280 COUNTY ROAD 248, DURANGO, CO 81301-9443

Mortgage

Document Number	0001253997,
Date	May 11, 2026
Instrument	20261253997

Lender

Name	ZIONS BANCORPORATION NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	280 COUNTY ROAD 248, DURANGO, CO 81301-9443
Transaction Type	Mortgage
Record Updated	Apr 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 COUNTY ROAD 248, DURANGO, CO 81301-9443

Mortgage

Document Number	0001208684
Date	Apr 12, 2022
Instrument	1208684

Lender

Name	RG BANK A SLA
Type	Bank
Address	MONTE VISTA, CO 81144

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,900 (+1.76%) Land $27,030 Building $41,870	$1,083,320 (-) Land $425,000 Building $658,320
2025	$3,744.00 (+34.97%)	$67,710 (+20.61%) Land $26,560 Building $41,150	$1,083,320 (+29.28%) Land $425,000 Building $658,320
2024	$2,774.00 (+16.6%)
2023	$2,379.00 (+16.39%)	$56,140 (+17.62%) Land $21,850 Building $34,290	$837,960 (+22.01%) Land $326,100 Building $511,860
2022	$2,044.00	$47,730 Land $19,980 Building $27,750	$686,820 Land $287,500 Building $399,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 87% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORIDA RIVER ESTATES HOA INC private · serves 239 people · EPA ID CO0134300
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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