368 Co Rd 248, Durango, CO 81301 Property Records

La Plata County property record for 368 Co Rd 248, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,592 sqft · built 1974
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Sep 2015)
Tax Bill	$3,867 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5671-083-02-010`

Property Details

APN / Parcel Number

Primary APN	`5671-083-02-010`
Alternative APN	`R006593`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,592 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Lot Area	60,984 sqft
Garage Type	Detached
Garage Area	1,056 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	156 sqft
Deck Area	Deck Area
Patio Area	306 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R006593
Street Address	368 COUNTY ROAD 248
City	DURANGO
State	CO
Zip	81301-9443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: FLORIDA RIVER EST #1 BLOCK: 6 LOT: 12 FLORIDA RIVER EST RESUB 368 CR 248 DURANGO 81301
Legal Subdivision	FLORIDA RIVER EST #1
Legal Block	6
Legal Lot Number	12
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1003
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	368 COUNTY ROAD 248, DURANGO, CO 81301-9443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF COLORADO
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2015 · Amount on Record
Deed Sale	Sep 21, 2015 · Amount on Record
Prior Sale	Aug 28, 2006 · Amount on Record
Deed Document Number	20151102366
Prior Transfer Date	Aug 18, 2006
Prior Transfer Doc	0000940877
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	368 COUNTY ROAD 248, DURANGO, CO 81301-9443
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001216345
Date	Oct 17, 2022
Instrument	1216345

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	368 COUNTY ROAD 248, DURANGO, CO 81301-9443
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	TITLE DURANGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001187684
Date	Mar 1, 2021
Instrument	1187684

Lender

Name	BANK OF COLORADO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	368 COUNTY ROAD 248, DURANGO, CO 81301-9443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DURANGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001174681
Date	Jul 27, 2020
Instrument	1174681

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,330 (+1.99%) Land $19,640 Building $51,690	$1,119,080 (-) Land $308,130 Building $810,950
2025	$3,867.00 (+34.08%)	$69,940 (+19.82%) Land $19,260 Building $50,680	$1,119,080 (+28.46%) Land $308,130 Building $810,950
2024	$2,884.00 (+16.57%)
2023	$2,474.00 (+20.04%)	$58,370 (+21.3%) Land $15,880 Building $42,490	$871,120 (+25.82%) Land $236,980 Building $634,140
2022	$2,061.00	$48,120 Land $14,490 Building $33,630	$692,350 Land $208,440 Building $483,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 87% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORIDA RIVER ESTATES HOA INC private · serves 239 people · EPA ID CO0134300
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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