145 Co Rd 248, Durango, CO 81301 Property Records

La Plata County property record for 145 Co Rd 248, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,560 sqft · built 1977
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$527,700 (Aug 2019)
Tax Bill	$3,084 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5671-082-05-012`

Property Details

APN / Parcel Number

Primary APN	`5671-082-05-012`
Alternative APN	`R010722`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,560 sqft Living Area
Gross Area	3,088 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Lot Area	44,867 sqft
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	110 sqft
Deck Area	Deck Area
Patio Area	325 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R010722
Street Address	145 COUNTY ROAD 248
City	DURANGO
State	CO
Zip	81301-9443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: FLORIDA RIVER EST #1 BLOCK: 5 LOT: 3 FLORIDA RIVER EST 145 CR 248 DURANGO 81301
Legal Subdivision	FLORIDA RIVER EST #1
Legal Block	5
Legal Lot Number	3
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1002
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 COUNTY ROAD 248, DURANGO, CO 81301-9443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Aug 27, 2019	Grant Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Deed Document Number	20191160801
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	145 COUNTY ROAD 248, DURANGO, CO 81301-9443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001176578
Date	Aug 28, 2020
Instrument	1176578

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 27, 2019
Property Address	145 COUNTY ROAD 248, DURANGO, CO 81301-9443
Document Number	0001160801
Instrument Date	Aug 26, 2019
Instrument	1160801
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.77
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 COUNTY ROAD 248 DURANGO CO 813019443, DURANGO, CO 81301-9443

Mortgage

Document Number	1160802
Date	Aug 27, 2019
Instrument	1160802

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,920 (+0.27%) Land $8,660 Building $47,260	$892,360 (-) Land $138,130 Building $754,230
2025	$3,084.00 (+58.64%)	$55,770 (+21.56%) Land $8,630 Building $47,140	$892,360 (+30.3%) Land $138,130 Building $754,230
2023	$1,944.00 (+20.22%)	$45,880 (+21.5%) Land $7,000 Building $38,880	$684,870 (+26.04%) Land $104,540 Building $580,330
2022	$1,617.00	$37,760 Land $6,490 Building $31,270	$543,380 Land $93,440 Building $449,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 92% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: Verizon, Visionary Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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