280 Chinkapin Rdg, Seven Devils (Banner Elk), NC 28604 Property Records

Watauga County property record for 280 Chinkapin Rdg, Seven Devils, NC 28604

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 860 sqft · built 1966
Lot Size0.238 acres (10,367 sqft)
Owner2 Individuals on Record
Last Sale$275,500 (Nov 2022)
Tax Bill$904 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1878-47-6123-000

Property Details

APN / Parcel Number

Primary APN1878-47-6123-000
Alternative APNs
  • 1754312
  • 1856237

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area860 sqft Living Area
1st Floor Area400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area10,367 sqft (0.238 acres)
PorchPorch
Porch Area200 sqft
Patio Area296 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1856237
Street Address280 CHINKAPIN RDG
CitySEVEN DEVILS
StateNC
Zip28604-8400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 CHINQUAPIN RIDGE 7-DEVILS
Legal SubdivisionCHINQUAPIN RIDGE 7-DEVIL
Legal Lot Number5
JurisdictionWATAUGA NC
Township / Civil DivisionWATAUGA
Census Block Group2
Census Block2036
Census Tract920900

Owner

Source: Watauga County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address2405 MARLOWE AVE, CHARLOTTE, NC 28208-5025
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2022 · Amount on Record
Deed SaleNov 3, 2022 · Amount on Record
Prior SaleMay 29, 2015 · Amount on Record
Deed Document Number2022725919
Deed Book / Page2305 / 833
Prior Transfer DateJun 25, 2018
Prior Transfer Doc0019790101
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateNov 3, 2022
Property Address280 CHINKAPIN RDG, SEVEN DEVILS, NC 28604-8400
Document Number0023050833
Book / Page2305 / 833
Instrument DateNov 1, 2022
Instrument725919
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$551.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 COUNCILL ST, 200, BOONE, NC 28607-3725

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 MARLOWE AVE, CHARLOTTE, NC 28208-5025

Mortgage

Document Number0000725920
DateNov 3, 2022
Instrument725920
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
MunicipalitySeven Devils Town
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$904.00 (+1.35%)$100,100 (+22.52%) Land $10,000 Building $90,100
2024$892.00$100,100 Land $10,000 Building $90,100
2023$81,700 Land $10,000 Building $71,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies26 units insured
incl. 15 condo units
Nearby Flood Claims30 (1994–2024)
Claims Outside the SFHA8 of 30
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims
  • Hurricane Ivan, Sep 2004 · 6 claims
  • Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SEVEN DEVILS
serves 400 people · EPA ID NC0195118
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chinkapin Rdg

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