117 Chinkapin Rdg, Seven Devils (Banner Elk), NC 28604 Property Records

Watauga County property record for 117 Chinkapin Rdg, Seven Devils, NC 28604

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,474 sqft · built 1982
Lot Size0.623 acres (27,181 sqft)
OwnerIndividual Name on Record
Last Sale$715,000 (Oct 2022)
Deeds & MortgagesJan 2017 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1878-36-8972-000

Property Details

APN / Parcel Number

Primary APN1878-36-8972-000
Alternative APNs
  • 1766773
  • 1855775

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,474 sqft Living Area
Gross Area2,806 sqft
1st Floor Area1,116 sqft
Basement Area1,116 sqft
Finished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Architectural StyleLog Home
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area27,181 sqft (0.623 acres)
TerrainAbove Road/Slope
PorchPorch
Porch Area288 sqft
Patio Area789 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number1855775
Street Address117 CHINKAPIN RDG
CitySEVEN DEVILS
StateNC
Zip28604-8442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRS 1 AND 2
Legal SubdivisionMAPLE SPGS CHARLETS
Legal Tract1
JurisdictionWATAUGA NC
Township / Civil DivisionWATAUGA
Census Block Group2
Census Block2036
Census Tract920900

Owner

Source: Watauga County records, as of October 12, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 350, SILER CITY, NC 27344-0350
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
PLAZA HOME MORTGAGE INC
May 22, 2020Deed of Trust, Mortgage · Conventional with PMI
CHURCHILL MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2022 · Amount on Record
Deed SaleOct 14, 2022 · Amount on Record
Deed Document Number725307
Deed Book / Page2302 / 510
Record UpdatedJun 7, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address117 CHINKAPIN RDG, SEVEN DEVILS, NC 28604-8442
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019020159
DateJan 30, 2017
Book Page1902/0159
Instrument655201
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressJACKSONVILLE, FL 32256
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address117 CHINKAPIN RDG, SEVEN DEVILS, NC 28604-8442
Document Number0020950178
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJul 1, 2020
Title CompanyRESOURCE R/E SERVICES, RESOURCE REAL EST SVCS

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address117 CHINKAPIN RDG SEVEN DEVILS NC 286048442, SEVEN DEVILS, NC 28604-8442

Mortgage

Document Number0020950178
DateMay 28, 2020
Book Page002095/000178
Instrument690602
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueMay 27, 2040

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
MunicipalitySeven Devils Town
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed Value
2023$579,900 Land $40,000 Building $539,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies26 units insured
incl. 15 condo units
Nearby Flood Claims30 (1994–2024)
Claims Outside the SFHA8 of 30
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims
  • Hurricane Ivan, Sep 2004 · 6 claims
  • Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SEVEN DEVILS
serves 400 people · EPA ID NC0195118
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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