202 Chinkapin Rdg, Seven Devils (Banner Elk), NC 28604 Property Records

Watauga County property record for 202 Chinkapin Rdg, Seven Devils, NC 28604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 576 sqft · built 1965
Lot Size	0.255 acres (11,136 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (May 2026)
Tax Bill	$312 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1878-46-3954-000`

Property Details

APN / Parcel Number

Primary APN	`1878-46-3954-000`
Alternative APNs	`1285550` `1855178`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	576 sqft Living Area
1st Floor Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,136 sqft (0.255 acres)
Porch	Porch
Porch Area	192 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1855178
Street Address	202 CHINKAPIN RDG
City	SEVEN DEVILS
State	NC
Zip	28604-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, PB26 PG476
Legal Lot Number	1
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	2
Census Block	2036
Census Tract	920900

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5003B TENNESSEE AVE, NASHVILLE, TN 37209-2282
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Sep 15, 2022	Warranty Deed, Transfer · Line of Credit SILVER LAKE BANK
Sep 22, 2022	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Sep 15, 2022 · Amount on Record
Deed Document Number	2026759426
Deed Book / Page	2483 / 347
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 1, 2026
Property Address	202 CHINKAPIN RDG, SEVEN DEVILS, NC 28604-8400
Document Number	0000759426
Book / Page	2483 / 347
Instrument Date	Apr 30, 2026
Instrument	2026.759426
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RECO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5003B TENNESSEE AVE, NASHVILLE, TN 37209-2282

Mortgage

Document Number	0000759427,
Date	May 1, 2026
Instrument	2026..759427

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 1, 2026
Property Address	202 CHINKAPIN RDG, SEVEN DEVILS, NC 28604-8400
Document Number	0024830347
Book / Page	2483 / 347
Instrument Date	Apr 30, 2026
Instrument	2026.759426
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5003B TENNESSEE AVE, NASHVILLE, TN 37209-2282

Mortgage

Document Number	0000759427,
Date	May 1, 2026
Book Page	2483/349
Instrument	2026.759427

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 15, 2022
Property Address	202 CHINKAPIN RDG, SEVEN DEVILS, NC 28604-8400
Document Number	0022970347
Book / Page	2297 / 347
Map Reference	MB 26 PG 476
Instrument Date	Sep 14, 2022
Instrument	724373
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Amount	Amount Recorded
Tax	$178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 WILLY AUSTIN RD, BLOWING ROCK, NC 28605-9190

Mortgage

Document Number	0000724374
Date	Sep 15, 2022
Instrument	724374

Lender

Name	SILVER LAKE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Sep 12, 2025

September 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 22, 2022
Property Address	202 CHINKAPIN RDG, SEVEN DEVILS, NC 28604-8400
Document Number	0022980666
Book / Page	2298 / 666
Map Reference	MB 26 PG 476
Instrument Date	Sep 14, 2022
Instrument	724624
Record Updated	Feb 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 WILLY AUSTIN RD, BLOWING ROCK, NC 28605-9190

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Municipality	Seven Devils Town
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,900 (-8.52%) Land $10,000 Building $46,900
2025	$312.00 (-47.39%)	$62,200 (-) Land $10,000 Building $52,200
2024	$593.00		$62,200 Land $10,000 Building $52,200
2023		$62,200 Land $10,000 Building $52,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 units insured incl. 15 condo units
Nearby Flood Claims	30 (1994–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims Hurricane Ivan, Sep 2004 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVEN DEVILS serves 400 people · EPA ID NC0195118
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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