280 Cedar St, Neptune Beach, FL 32266 Property Records

Duval County property record for 280 Cedar St, Neptune Beach, FL 32266

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,100 sqft · built 1942
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jun 2009)
Tax Bill	$11,811 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`172935-0000`

Property Details

APN / Parcel Number

Primary APN	`172935-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,100 sqft Living Area
Gross Area	2,796 sqft
1st Floor Area	1,020 sqft
Upper Floors Area	1,080 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2000
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	370 sqft
Carport	Carport
Carport Area	370 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	12 sqft
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	280 CEDAR ST
City	NEPTUNE BEACH
State	FL
Zip	32266-5031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-4
Legal Description	15-84 21-2S-29E HORNES S/D LOT 2 BLK 6
Legal Range	29E
Legal Township	02S
Legal Section	21
Legal Subdivision	HORNES S/D R/P PT HORNES
Legal Block	6
Legal Lot Number	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1015
Census Tract	14001

Owner

Source: Duval County records · APN 172935-0000

Assessment roll updated June 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	280 CEDAR ST, NEPTUNE BEACH, FL 32266-5031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2009 · Amount on Record
Deed Sale	Jun 05, 2009 · Amount on Record
Prior Sale	Apr 17, 2002 · Amount on Record
Deed Document Number	2009134102
Deed Book / Page	14898 / 1833
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	280 CEDAR ST, NEPTUNE BEACH, FL 32266-5031
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191771498
Date	Apr 16, 2020
Book Page	19177/1498
Instrument	2020083504

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Neptune Beach City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$723,529 (+2.7%)	$901,317 (+12.55%) Land $557,600 Building $343,717
2025	$11,811.00 (+2.31%) Homeowner's exemption	$704,508 (+5.99%)	$800,810 (-8.42%) Land $467,250 Building $333,560
2024	$11,544.00 (+2.67%)
2023	$11,244.00 (+8.95%) Homeowner's exemption	$664,713 (+3%)	$874,437 (+8.12%) Land $511,750 Building $362,687
2022	$10,320.00 Homeowner's exemption	$645,353	$808,730 Land $489,500 Building $319,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Duval County (12031C), as of June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310140011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 312 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	312 in force
Nearby Flood Claims	55 (1978–2024)
Claims Outside the SFHA	46 of 55
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 4 claims Tropical Storm Fay, Aug 2008 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
IQ Fiber Intermediate Holdings Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 148 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2160206, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NEPTUNE BEACH serves 7,270 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.