240 Cedar St, Neptune Beach, FL 32266 Property Records

Duval County property record for 240 Cedar St, Neptune Beach, FL 32266

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 3,022 sqft · built 1977
Lot Size	0.121 acres (5,250 sqft)
Owner	Individual Name on Record
Last Sale	$92,600 (Jan 2002)
Tax Bill	$11,851 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`172932-0000`

Property Details

APN / Parcel Number

Primary APN	`172932-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Units	2 Units
Stories	2 Stories
Building Area	3,022 sqft Living Area
Gross Area	3,394 sqft
1st Floor Area	1,501 sqft
Upper Floors Area	1,521 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Wood
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Porch	Finished/Open Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	240 CEDAR ST
City	NEPTUNE BEACH
State	FL
Zip	32266-5032
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR-4
Legal Description	15-84 21-2S-29E HORNES S/D LOT 4 BLK 5
Legal Range	29E
Legal Township	02S
Legal Section	21
Legal Subdivision	HORNES S/D R/P PT HORNES
Legal Block	5
Legal Lot Number	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1016
Census Tract	14001

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	633 2ND ST, NEPTUNE BEACH, FL 32266-5002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2002 · Amount on Record
Deed Sale	Jan 4, 2002 · Amount on Record
Deed Document Number	20023084
Deed Book / Page	10297 / 1480
Last Transfer Date	Jan 4, 2005
Transfer Doc	0122110174
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	240 CEDAR ST, NEPTUNE BEACH, FL 32266-5032
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 2ND ST, NEPTUNE BEACH, FL 32266-5002

Mortgage

Document Number	0198781345
Date	Aug 25, 2021
Book Page	19878/1345
Instrument	2021220669

Lender

Name	REGIONS BANK
Type	Bank
Address	DALLAS, TX 75244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Neptune Beach City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$731,055 (+3.43%)	$813,485 (+15.1%) Land $562,500 Building $250,985
2025	$11,851.00 (-7.07%) Homeowner's exemption	$706,786 (-5.03%) Land $472,500 Building $234,286	$706,786 (-8.69%) Land $472,500 Building $234,286
2024	$12,752.00 (+1.98%)
2023	$12,505.00 (+10.93%) Homeowner's exemption	$744,258 (+6.16%)	$774,062 (+10.41%) Land $517,500 Building $256,562
2022	$11,273.00 Homeowner's exemption	$701,072 Land $495,000 Building $206,072	$701,072 Land $495,000 Building $206,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 312 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	312 in force
Nearby Flood Claims	55 (1978–2024)
Claims Outside the SFHA	46 of 55
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 4 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20