222 Cedar St, Neptune Beach, FL 32266 Property Records

Duval County property record for 222 Cedar St, Neptune Beach, FL 32266

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,980 sqft · built 1959
Lot Size0.121 acres (5,250 sqft)
Owner2 Individual Names on Record
Last Sale$1,225,000 (Jun 2023)
Tax Bill$14,688 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN172933-0000

Property Details

APN / Parcel Number

Primary APN172933-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,980 sqft Living Area
Gross Area2,028 sqft
1st Floor Area1,196 sqft
Upper Floors Area560 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,250 sqft (0.121 acres)
Lot Dimensions105 ft deep x 50 ft wide

Exterior Amenities

PorchUnfinished Open Porch
Porch Area48 sqft
Deck Area32 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address222 CEDAR ST
CityNEPTUNE BEACH
StateFL
Zip32266-5032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-4
Legal Description15-84 21-2S-29E HORNES S/D LOT 5 BLK 5
Legal Range29E
Legal Township02S
Legal Section21
Legal SubdivisionHORNES S/D R/P PT HORNES
Legal Block5
Legal Lot Number5
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1016
Census Tract14001

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address222 CEDAR ST, NEPTUNE BEACH, FL 32266-5032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2023Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU
Nov 18, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Oct 3, 2019Warranty Deed, Transfer
RICHARD T MOREHEAD TITLE AND ESC, RICHARD T MOREHEAD TITLE & ESC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2023 · Amount on Record
Deed SaleJun 26, 2023 · Amount on Record
Prior SaleNov 18, 2021 · Amount on Record
Deed Document Number2023128802
Deed Book / Page20722 / 957
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJun 26, 2023
Property Address222 CEDAR ST, NEPTUNE BEACH, FL 32266-5032
Document Number0207220957
Book / Page20722 / 957
Map ReferenceMB 15 PG 84
Instrument DateMay 30, 2023
Instrument2023128802
Transaction TypeTransfer
Record UpdatedJul 7, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3917 S ATLANTIC AVE, PORT ORANGE, FL 32127-6501

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 CEDAR ST, NEPTUNE BEACH, FL 32266-5032

Mortgage

Document Number0020722959
DateJun 26, 2023
Instrument20722/959
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateJun 1, 2028
Change Frequency5 Years
Min Rate At Change3.12%
Max Rate At Change7.12%
IndexOther
Max Rate10.1%

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateNov 18, 2021
Property Address222 CEDAR ST, NEPTUNE BEACH, FL 32266-5032
Document Number0200220204
Book / Page20022 / 204
Map ReferenceMB 15 PG 84
Instrument DateNov 15, 2021
Instrument2021308359
Transaction TypeTransfer
Record UpdatedDec 8, 2021
Title CompanyRICHARD T MOREHEAD TITLE AND ESC, RICHARD T MOREHEAD T&E INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2438, MCDONOUGH, GA 30253-1735

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 CEDAR ST, NEPTUNE BEACH, FL 32266-5032

Mortgage

Document Number20022206
DateNov 18, 2021
Instrument20022/206
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateOct 3, 2019
Property Address222 CEDAR ST, NEPTUNE BEACH, FL 32266-5032
Document Number0189550593
Book / Page018955 / 000593
Instrument DateSep 30, 2019
Instrument228755
Transaction TypeTransfer
Record UpdatedNov 8, 2019
Title CompanyRICHARD T MOREHEAD TITLE AND ESC, RICHARD T MOREHEAD TITLE & ESC

Transaction

AmountAmount Recorded
Tax$5,558.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1088 MCGARITY RD MCDONOUGH GA 302523007, MCDONOUGH, GA 30252-3007

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityNeptune Beach City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$889,396 (+2.7%)$1,120,244 (+29.36%) Land $699,388 Building $420,856
2025$14,688.00 (-12.66%) Homeowner's exemption$866,014 (+5.6%) Land $472,500 Building $393,514$866,014 (+0.73%) Land $472,500 Building $393,514
2024$16,817.00 (+19.73%)
2023$14,046.00 (+8.88%) Homeowner's exemption$820,095 (+3%)$859,702 (+7.97%) Land $517,500 Building $342,202
2022$12,901.00 Homeowner's exemption$796,209 Land $495,000 Building $301,209$796,209 Land $495,000 Building $301,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 312 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies312 in force
Nearby Flood Claims55 (1978–2024)
Claims Outside the SFHA46 of 55
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Debby, Jun 2012 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEPTUNE BEACH
serves 7,270 people · EPA ID FL2160206
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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