Stephens County property record for 280 Cedar Rdg Dr, Toccoa, GA 30577 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,852 sqft · built 1991 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,750 (Aug 2015) |
| Tax Bill | $1,168 (2025) |
| Deeds & Mortgages | Feb 2025 Sale Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 051C 079 |
| Primary APN | 051C 079 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,852 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Area | 1,017 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 366 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 342962 |
|---|---|
| Street Address | 280 CEDAR RIDGE DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 13 & 14 CEDAR RIDGE S/D |
| Legal Subdivision | CEDAR RIDGE |
| Legal Lot Number | 13,14 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 970202 |
Source: Stephens County records · APN 051C 079
Assessment roll updated March 12, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 280 CEDAR RIDGE DR, TOCCOA, GA 30577-8649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 04, 2025 | Limited Warranty Deed, Transfer |
| Mar 26, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 2015 · Amount on Record |
| Deed Sale | Aug 14, 2015 · Amount on Record |
| Prior Sale | Nov 01, 2004 · Amount on Record |
| Deed Document Number | 2015818 |
| Deed Book / Page | 1071 / 450 |
| Last Transfer Date | Jan 30, 2025 |
| Transfer Doc | 0013950198 |
| Record Updated | Jun 08, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Feb 04, 2025 |
| Property Address | 280 CEDAR RIDGE DR, TOCCOA, GA 30577-8649 |
| Document Number | 0013950198 |
| Book / Page | 1395 / 198 |
| Instrument Date | Jan 30, 2025 |
| Instrument | D2025000295 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 CEDAR RIDGE DR, TOCCOA, GA 30577-8649 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 280 CEDAR LN, TOCCOA, GA 30577 |
| Document Number | 0012070041 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 280 CEDAR RIDGE DR TOCCOA GA 305778649, TOCCOA, GA 30577-8649 |
| Document Number | 0012070041 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 001207/000041 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 13, 2060 |
| Rate Type | Adjustable Rate |
|---|
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,168.00 (+67.34%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $94,421 (+58.98%) Land $5,122 Building $89,299 | $236,053 (+58.98%) Land $12,806 Building $223,247 |
| 2023 | $698.00 (-58.3%) Homeowner's exemption | $59,391 (+5.56%) Land $5,122 Building $54,269 | $148,478 (+5.56%) Land $12,806 Building $135,672 |
| 2022 | $1,674.00 Homeowner's exemption | $56,261 Land $5,122 Building $51,139 | $140,653 Land $12,806 Building $127,847 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 49% of the US · above 59% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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