156 Cedar Rdg Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 156 Cedar Rdg Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,035 sqft · built 1995
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on Record
Last Sale	$188,321 (Sep 2023)
Tax Bill	$3,359 (2025)
Deeds & Mortgages	Sep 2023 Foreclosure Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051A 032`

Property Details

APN / Parcel Number

Primary APN	`051A 032`
Alternative APN	`342958`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,035 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Garage Area	462 sqft

Exterior Amenities

Deck Area	120 sqft
Patio Area	264 sqft
Canopy	396 sqft
Utility Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	342958
Street Address	156 CEDAR RIDGE DR
City	TOCCOA
State	GA
Zip	30577-8688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 8 CEDAR RIDGE S/D
Legal Subdivision	CEDAR RIDGE
Legal Lot Number	8
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	1
Census Block	1011
Census Tract	970202

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1812 COVENTRY RD, DECATUR, GA 30030-1012
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Trustee's Deed, Foreclosure Foreclosure Auction
Sep 15, 2021	Warranty Deed, Transfer
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit PEACH ST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Sep 15, 2021 · Amount on Record
Deed Book / Page	1342 / 156
Prior Transfer Date	Aug 28, 2023
Prior Transfer Doc	0013420156
Record Updated	Jun 8, 2026

September 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 8, 2023
Property Address	156 CEDAR RIDGE DR, TOCCOA, GA 30577-8688
Document Number	0013420156
Book / Page	1342 / 156
Instrument Date	Aug 28, 2023
Transaction Type	Foreclosure
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 CEDAR RIDGE DR, TOCCOA, GA 30577-8688

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 15, 2021
Property Address	156 CEDAR RIDGE DR, TOCCOA, GA 30577-8688
Document Number	0012670011
Book / Page	1267 / 11
Instrument Date	Sep 15, 2021
Instrument	2021-001327
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 CEDAR RIDGE DR, TOCCOA, GA 30577-8688

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	156 CEDAR DR, TOCCOA, GA 30577
Document Number	0011930189
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 CEDAR RIDGE DR TOCCOA GA 305778688, TOCCOA, GA 30577-8688

Mortgage

Document Number	0011930189
Date	Nov 4, 2019
Book Page	001193/000189

Lender

Name	PEACH ST FCU
Type	Credit Union
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Nov 3, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,359.00 (+49.82%)	$122,388 (+62.47%) Land $4,322 Building $118,066	$305,971 (+62.47%) Land $10,805 Building $295,166
2023	$2,242.00 (+6.26%)	$75,328 (+6.25%) Land $4,322 Building $71,006	$188,321 (+6.25%) Land $10,805 Building $177,516
2022	$2,110.00	$70,897 Land $4,322 Building $66,575	$177,243 Land $10,805 Building $166,438

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Rdg Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures