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155 Cedar Rdg Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 155 Cedar Rdg Dr, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,688 sqft · built 1992
Lot Size1.09 acres (47,480 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Aug 2020)
Tax Bill$1,128 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051C 121

Property Details

APN / Parcel Number

Primary APN051C 121
Alternative APN
  • 342974

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,688 sqft Heated Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area47,480 sqft (1.09 acres)
Garage Area400 sqft

Exterior Amenities

PorchPorch
Porch Area318 sqft
Deck Area200 sqft
Patio Area200 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number342974
Old Parcel Number051C 121
Street Address155 CEDAR RIDGE DR
CityTOCCOA
StateGA
Zip30577-8647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 21 CEDAR RIDGE S/D
Legal SubdivisionCEDAR RIDGE
Legal Lot Number21
JurisdictionSTEPHENS GA
Township / Civil DivisionROCK CREEK
Census Block Group1
Census Block1011
Census Tract970202

Owner

Source: Stephens County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address155 CEDAR RIDGE DR, TOCCOA, GA 30577-8647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 12, 2020 · Amount on Record
Deed SaleAug 12, 2020 · Amount on Record
Deed Document Number0001219401
Deed Book / Page1219 / 401
Last Transfer DateAug 14, 2020
Transfer Doc0012190401
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS GA
Recording DateAug 14, 2020
Property Address155 CEDAR DR, TOCCOA, GA 30577
Document Number0012190401
Book / Page001219 / 000401
Instrument DateAug 12, 2020
Transaction TypeTransfer
Record UpdatedSep 4, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 CEDAR RIDGE DR TOCCOA GA 305778647, TOCCOA, GA 30577-8647

Mortgage

Document Number12190403
DateAug 14, 2020
Book Page001219/000403
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2050

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,128.00 (+68.61%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$92,576 (+58.44%) Land $4,128 Building $88,448$231,441 (+58.44%) Land $10,320 Building $221,121
2023$669.00 (-59.96%) Homeowner's exemption$58,429 (+4.08%) Land $4,128 Building $54,301$146,072 (+4.07%) Land $10,320 Building $135,752
2022$1,671.00 Homeowner's exemption$56,141 Land $4,128 Building $52,013$140,353 Land $10,320 Building $130,033

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 58% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber · Cable in parts of the area		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20
Uniti Group
DSL		200 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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