Bergen County and Saddle River Borough property record for 20 Westerly Rd, Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 4,289 sqft · built 1965 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $810,000 (Feb 2019) |
| Tax Bill | $12,471 (2025) |
| Deeds & Mortgages | Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-01701-0000-00021 |
| Primary APN | 58-01701-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,289 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 47,916 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 066600 |
|---|---|
| Street Address | 20 WESTERLY RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-3004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.1AC (11-A,9) |
| Legal Block | 1701 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 53100 |
Source: Bergen County and Saddle River Borough records · APN 58-01701-0000-00021
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 WESTERLY RD, SADDLE RIVER, NJ 07458-3004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 20, 2019 · Amount on Record |
| Deed Sale | Feb 20, 2019 · Amount on Record |
| Deed Document Number | 201911986 |
| Deed Book / Page | 3183 / 71 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 20, 2019 |
| Property Address | 20 WESTERLY RD, SADDLE RIVER, NJ 07458-3004 |
| Document Number | 0031830071 |
| Book / Page | 3183 / 71 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 19-011986 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 WESTERLY RD, SADDLE RIVER, NJ 07458-3004 |
| Document Number | 1901198601 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 19-011986.01 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.8% |
| Type Change Date | Mar 01, 2029 |
| Max Rate At Change | 2.2% |
| Document Number | 0031830071 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 3183/71 |
| Instrument | 19-011986 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.8% |
| Type Change Date | Mar 01, 2029 |
| Index | 1-Year LIBOR |
Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,168,800 (-) Land $604,000 Building $564,800 | $1,168,800 (-) Land $604,000 Building $564,800 | |
| 2025 | $12,471.00 (+3%) | $1,168,800 (-) Land $604,000 Building $564,800 | $1,168,800 (-) Land $604,000 Building $564,800 |
| 2024 | $12,108.00 (+4.23%) | ||
| 2023 | $1,168,800 Land $604,000 Building $564,800 | $1,168,800 Land $604,000 Building $564,800 | |
| 2022 | $11,617.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 17 (1999–2021) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
May also be available: T-Mobile USA.
Based on FCC filings for 55 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SADDLE RIVER WATER UTILITY serves 600 people |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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