28 Verde Dr, Key West, FL 33040 Property Records

Monroe County property record for 28 Verde Dr, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 3,618 sqft · built 1966
Lot Size0.3 acres (13,084 sqft)
Owner2 Individual Names on File
Tax Bill$2,047 (2024)
Flood ZoneZone VE (high risk)
APN00157190-000000

Property Details

APN / Parcel Number

Primary APN00157190-000000
Alternative APNs
  • 21672600157190000000
  • 1202797

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,618 sqft Living Area
1st Floor Area2,682 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1998
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,084 sqft (0.3 acres)

Exterior Amenities

PorchOpen Porch
Porch Area231 sqft
Deck Area56 sqft
Patio Area706 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1202797
Old Parcel Number21672600157190000000
Street Address28 VERDE DR
CityKEY WEST
StateFL
Zip33040-5431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 4 LOT 1 & 2 GULF REST PARK PLAT #2 PB4-157 BIG COPPITT KEY OR694-10 OR839-552 OR892-2321 OR961-2259 OR1641-2230/31
Legal Range26E
Legal Township67S
Legal Section21
Legal SubdivisionGULFREST PARK #2
Legal Block4
Legal Lot Number1-2 2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3014
Census Tract971700

Owner

28 Verde Dr is owned and occupied by two individuals who acquired it in July 2000.

Source: Monroe County records, as of December 5, 2025

Owner of Record2 Individual Names on File
Mailing Address28 VERDE DR, KEY WEST, FL 33040-5431
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2000
Deed SaleJul 7, 2000
Deed Document Number0164102230
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$225,695$1,375,724 Land $865,325 Building $510,399
2024$2,047.00 (+7.29%)
2023$1,908.00 (+3.14%) Homeowner's exemption$212,947 (+3%)$1,526,036 (+30.74%) Land $1,044,423 Building $481,613
2022$1,850.00 Homeowner's exemption$206,745$1,167,261 Land $678,686 Building $488,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Verde Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation14.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 233 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies272 units insured
incl. 39 condo units
Nearby Flood Claims287 (1980–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 49 claims
  • Hurricane Wilma, Oct 2005 · 166 claims
  • Hurricane Georges, Oct 1998 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Verde Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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