28 Thomas St, Buffalo, NY 14206 Property Records

Erie County and Buffalo City property record for 28 Thomas St, Buffalo, NY 14206

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,512 sqft · built 1902
Lot Size	0.079 acres (3,450 sqft)
Owner	Individual Name on File
Last Sale	$6,000 (Jan 1998)
Tax Bill	$307 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140200 112.61-6-25`

Property Details

APN / Parcel Number

Primary APN	`140200 112.61-6-25`
Alternative APNs	`02001126100006025000` `09670300`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,212 sqft
Upper Floors Area	300 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	3,450 sqft (0.079 acres)
Lot Dimensions	115 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09670300
Street Address	28 THOMAS ST
City	BUFFALO
State	NY
Zip	14206-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-3R
Legal Description	25O. N METCALFE
Legal Block	6
Legal Lot Number	25.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1011
Census Tract	1700

Owner

28 Thomas St is owned and occupied by an individual who bought it in January 1998.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	28 THOMAS ST, BUFFALO, NY 14206-2117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage NEW YORK ST AFFORDABLE HSNG
Jul 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 1998 · Amount on File
Deed Sale	Jan 9, 1998 · Amount on File
Deed Book / Page	10926 / 1574
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	28 THOMAS ST, BUFFALO, NY 14206-2117
Document Number	0138812627
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 THOMAS ST BUFFALO NY 142062117, BUFFALO, NY 14206-2117

Mortgage

Document Number	0138812627
Date	Dec 14, 2018
Book Page	013881/002627

Lender

Name	NEW YORK ST AFFORDABLE HSNG
Address	NEW YORK, NY 10022

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	28 THOMAS ST, BUFFALO, NY 14206-2117
Document Number	0138812622
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 THOMAS ST BUFFALO NY 142062117, BUFFALO, NY 14206-2117

Mortgage

Document Number	0138812622
Date	Dec 14, 2018
Book Page	013881/002622

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	BUFFALO, NY 14212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 13, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 28 Thomas St was $307 with a homeowner's exemption, down 62.5% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$307.00 (-62.47%) Homeowner's exemption
2025	$818.00 (+32.58%)	$93,000 (+144.74%) Land $8,000 Building $85,000	$93,000 (+50.51%) Land $8,000 Building $85,000
2024	$617.00 (+213.2%) Homeowner's exemption	$38,000 (-) Land $5,000 Building $33,000	$61,789 (+13.82%) Land $8,130 Building $53,659
2023	$197.00 Homeowner's exemption	$38,000 Land $5,000 Building $33,000	$54,286 Land $7,143 Building $47,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Thomas St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2006)
Most Recent Claim	Oct 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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