28 Swallow Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 28 Swallow Rd, Key Largo, FL 33037

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 782 sqft · built 1970
Lot Size	0.099 acres (4,336 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2018)
Tax Bill	$2,591 (2024)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00532701-041800`

Property Details

APN / Parcel Number

Primary APN	`00532701-041800`
Alternative APNs	`01613900532701041800` `1656054`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	782 sqft Living Area
1st Floor Area	782 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	4,336 sqft (0.099 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	300 sqft
Patio Area	132 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1656054
Old Parcel Number	01613900532701041800
Street Address	28 SWALLOW RD
City	KEY LARGO
State	FL
Zip	33037-3033
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BK 14 LT 29 SEXTON COVE ESTATES RESUBDIVISION KEY LARGO PB6-30 OR632-902 OR632-903 OR1177-1633DC OR2594-174D/C
Legal Range	39E
Legal Township	61S
Legal Section	01
Legal Subdivision	SEXTON COVES ESTATES
Legal Block	14
Legal Lot Number	29
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2009
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5442 NW COMER ST, PORT SAINT LUCIE, FL 34986-4013
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Jun 3, 2015 · Amount on Record
Deed Document Number	2174842
Deed Book / Page	2913 / 0627
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 22, 2018
Property Address	28 SWALLOW RD, KEY LARGO, FL 33037-3033
Document Number	0029130627
Book / Page	2913 / 0627
Map Reference	MB6 PG30
Instrument Date	Jun 7, 2018
Instrument	2174842
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	638 ISLAND DR, 638, KEY LARGO, FL 33037-4808

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8645 SW 184TH TER, CUTLER BAY, FL 33157-7235

Mortgage

Document Number	0002174843
Date	Jun 22, 2018
Instrument	2174843

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$267,783 (-0.86%) Land $211,900 Building $55,883	$267,783 (-0.86%) Land $211,900 Building $55,883
2024	$2,591.00 (+6.45%)
2023	$2,434.00 (+12.32%)	$270,116 (+21.03%) Land $214,502 Building $55,614	$270,116 (+21.03%) Land $214,502 Building $55,614
2022	$2,167.00	$223,180 Land $165,852 Building $57,328	$223,180 Land $165,852 Building $57,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20