Monroe County property record for 23 Swallow Rd, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 960 sqft · built 1989 |
| Lot Size | 0.082 acres (3,600 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $330,000 (Dec 2012) |
| Tax Bill | $4,026 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00532701-028900 |
| Primary APN | 00532701-028900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Interior Walls | Masonry |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 3,600 sqft (0.082 acres) |
| Lot Dimensions | 80 ft deep x 45 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 505 sqft |
| Patio Area | 1,555 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1654761 |
|---|---|
| Old Parcel Number | 01613900532701028900 |
| Street Address | 23 SWALLOW RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3032 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BK 11 LT 4 SEXTON COVE ESTATES - RESUBDIVISION KEY LARGOPB6-30 OR779-648 OR1092-2105 OR1092-2106 OR1375-1993AFF |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 01 |
| Legal Subdivision | SEXTON COVES ESTATES |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 23 Swallow Rd bought it in December 2012.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 23 SWALLOW RD, KEY LARGO, FL 33037-3032 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2012 · Amount on File |
| Deed Sale | Dec 12, 2012 · Amount on File |
| Prior Sale | Jun 11, 2003 · Amount on File |
| Deed Document Number | 1911579 |
| Deed Book / Page | 2603 / 0884 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $554,288 Land $489,447 Building $64,841 | $554,288 Land $489,447 Building $64,841 | |
| 2024 | $4,026.00 (+18.83%) | ||
| 2023 | $3,388.00 (+12.52%) | $403,073 (+16.65%) Land $343,440 Building $59,633 | $403,073 (+16.65%) Land $343,440 Building $59,633 |
| 2022 | $3,011.00 | $345,532 Land $286,200 Building $59,332 | $345,532 Land $286,200 Building $59,332 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Swallow Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Swallow Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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