20 Swallow Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 20 Swallow Rd, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2015
Square Footage	1,599 sqft Living Area
Lot Size	4,336 sqft (0.099 acres)
Occupancy	Owner Occupied
Last Sale	$803,000 (2022)
Tax Bill	$6,007.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00532701-041400`
Alternative APNs	`01613900532701041400` `1656011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,599 sqft Living Area
1st Floor	1,599 sqft 1st Floor
Stories	3 Stories
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2015
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Foundation Type	Pile Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	4,336 sqft (0.099 acres)
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Pool Type	Public/Municipal/Commercial Pool Type
Fence	Fence
Porch	Open Porch
Porch Area	312 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1656011
Old Parcel Number	01613900532701041400
Street Address	20 SWALLOW RD
City	KEY LARGO
State	FL
Zip	33037-3033
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 14 LT 25 SEXTON COVE ESTATES RESUBDIVISION KEY LARGO PB6-30 OR567-800 OR757-1357 OR2188-1204 OR2188-1206 OR2188-1207
Legal Range	39E
Legal Township	61S
Legal Section	01
Legal Subdivision	SEXTON COVES ESTATES
Legal Block	14
Legal Lot Number	25
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	2
Census Block	2009
Census Tract	972700

Owner

Source: Monroe County records · APN 00532701-041400

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20 SWALLOW RD, KEY LARGO, FL 33037-3033
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 24, 2021	Warranty Deed, Transfer PRECISION HOME TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Doc Number	2381998
Deed Book / Page	3182 / 502
Record Refreshed	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	20 SWALLOW RD, KEY LARGO, FL 33037-3033
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	DREAM FINDERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SWALLOW RD, KEY LARGO, FL 33037-3033

Mortgage

Document Number	0031000001
Date	May 24, 2021
Book Page	3100/1
Instrument	2321409

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 30, 2022
Property Address	20 SWALLOW RD, KEY LARGO, FL 33037-3033
Document Number	0031820502
Book / Page	3182 / 502
Map Reference	MB 6 PG 30
Instrument Date	Jun 28, 2022
Instrument	2381998
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,621.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10961 SW 168TH TER, MIAMI, FL 33157-4051

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2881 NE 32ND ST, FT LAUDERDALE, FL 33306-3008

Mortgage

Document Number	0003182504
Date	Jun 30, 2022
Instrument	3182/504

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 24, 2021
Property Address	20 SWALLOW RD, KEY LARGO, FL 33037-3033
Document Number	0030992498
Book / Page	3099 / 2498
Map Reference	MB 6 PG 30
Instrument Date	May 20, 2021
Instrument	2321408
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	PRECISION HOME TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,675.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1015 ARMADILLO CT, HENDERSON, NV 89002-9446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SWALLOW RD, KEY LARGO, FL 33037-3033

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$689,547 (+1.46%) Land $211,900 Building $477,647	$689,547 (+1.46%) Land $211,900 Building $477,647
2024	$6,007.00 (+3.46%)
2023	$5,806.00 (+15.52%) Homeowner's exemption	$679,649 (+21.13%) Land $214,502 Building $465,147	$679,649 (+21.13%) Land $214,502 Building $465,147
2022	$5,026.00	$561,078 Land $165,852 Building $395,226	$561,078 Land $165,852 Building $395,226

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

20 Swallow Rd, Key Largo, FL 33037 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Historic Designation

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