Buncombe County property record for 28 Sumter St, Arden, NC 28704
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 2,146 sqft · built 2000 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Jul 1998) |
| Tax Bill | $1,727 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9654-51-7261-00000 |
| Primary APN | 9654-51-7261-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,146 sqft Living Area |
| 1st Floor Area | 578 sqft |
| Flooring | Carpet |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.339 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 20 sqft |
| Patio Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 965419516195000 |
|---|---|
| Street Address | 28 SUMTER ST |
| City | ARDEN |
| State | NC |
| Zip | 28704-9595 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | DEED DATE: 07/23/1998 DEE |
| Legal Description | DEED DATE: 07/23/1998 DEED: 2038-0089 SUBDIV: BENJAMIN F SMITH BLOCK: LOT: LOT 6 SECTION: PLAT: 0047-0165 |
| Legal Subdivision | BENJAMIN F SMITH |
| Legal Lot Number | 6 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 2205 |
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 SUMTER ST, ARDEN, NC 28704-9595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 1998 · Amount on Record |
| Deed Sale | Jul 23, 1998 · Amount on Record |
| Deed Document Number | 0000203889 |
| Deed Book / Page | 2038 / 089 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 28 SUMTER ST, ARDEN, NC 28704-9595 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0059321922 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 5932/1922 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,727.00 (+16.14%) | $268,000 (+7.41%) | |
| 2023 | $1,487.00 | $249,500 | $249,500 (-6.9%) Land $61,200 Building $188,300 |
| 2021 | $268,000 Land $61,200 Building $206,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1980–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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