22 Sumter St, Arden, NC 28704 Property Records

Buncombe County property record for 22 Sumter St, Arden, NC 28704

Property Summary

Property Type	Mobile Home
Details	1,280 sqft · built 1984
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Aug 2022)
Tax Bill	$545 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9654-51-4126-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-51-4126-00000`
Alternative APN	`965419513130000`

Interior

Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1984
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Masonry
Lot Area	15,682 sqft (0.36 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	50 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	965419513130000
Street Address	22 SUMTER ST
City	ARDEN
State	NC
Zip	28704-9595
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	DEED DATE: 2022-08-08 DEE
Legal Description	DEED DATE: 2022-08-08 DEED: 6246-1603 SUBDIV: BENJAMIN F SMITH BLOCK: LOT: 2 SECTION: PLAT: 0047-0165
Legal Subdivision	BENJAMIN F SMITH
Legal Lot Number	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	1
Census Block	1013
Census Tract	2205

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 SUMTER ST, ARDEN, NC 28704-9595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage SOUTHERN DEVELOPMENT PARTNERS LLC
Aug 8, 2022	Warranty Deed, Transfer · FHA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Oct 29, 2010 · Amount on Record
Deed Document Number	0062461603
Deed Book / Page	6246 / 1603
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	22 SUMTER ST, ARDEN, NC 28704-9595
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063540853
Date	Sep 29, 2023
Book Page	6354/853

Lender

Name	SOUTHERN DEVELOPMENT PARTNERS LLC
Type	Non-Lending Institution
Address	MARIETTA, GA 30062

Agreement

Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 8, 2022
Property Address	22 SUMTER ST, ARDEN, NC 28704-9595
Document Number	0062461603
Book / Page	6246 / 1603
Map Reference	MB 47 PG 165
Instrument Date	Aug 8, 2022
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 SUMTER ST, 30, ARDEN, NC 28704-9595

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SUMTER ST, ARDEN, NC 28704-9595

Mortgage

Document Number	0062461606
Date	Aug 8, 2022
Book Page	6246/1606

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85288

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$545.00 (+8.13%)	$84,700 (-)
2023	$504.00	$84,700	$84,700 (-) Land $61,700 Building $23,000
2021			$84,700 Land $61,700 Building $23,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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