Buncombe County property record for 27 Sumter St, Arden, NC 28704
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 800 sqft · built 1995 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,000 (Sep 2012) |
| Tax Bill | $959 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 663186-2020-202 |
| Primary APN | 663186-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Deck Area | 80 sqft |
| Patio Area | 160 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 663186-2020-202 |
|---|---|
| Street Address | 27 SUMTER ST |
| City | ARDEN |
| State | NC |
| Zip | 28704-9595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: MOUNTAIN HEIGHTS BLOCK: LOT: 20 & POR 19 SECTION: PLAT: 0154-125A |
| Legal Subdivision | MOUNTAIN HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 2205 |
27 Sumter St is owned by an individual who bought it in September 2012.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 534 CARSON DR, HENDERSONVILLE, NC 28791-1524 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2012 · Amount on File |
| Deed Sale | Sep 13, 2012 · Amount on File |
| Prior Sale | Aug 29, 2011 · Amount on File |
| Deed Document Number | 201224842920003 |
| Deed Book / Page | 5018 / 1610 |
| Prior Transfer Date | Jun 26, 2004 |
| Prior Transfer Doc | 0037040680 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 27 SUMTER ST, ARDEN, NC 28704-9595 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0061070118 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 6107/118 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 27 SUMTER ST, ARDEN, NC 28704-9595 |
| Document Number | 0058090365 |
| Instrument Date | Sep 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 27 SUMTER ST ARDEN NC 287049595, ARDEN, NC 28704-9595 |
| Document Number | 0058090365 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 005809/000365 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NC 28716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2049 |
The 2025 property tax bill for 27 Sumter St was $959, up 4.7% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $959.00 (+4.69%) | $148,300 Land $40,300 Building $108,000 | $148,300 Land $40,300 Building $108,000 |
| 2024 | $916.00 (+3.74%) | ||
| 2023 | $883.00 | $148,300 | $148,300 Land $40,300 Building $108,000 |
| 2021 | $148,300 Land $40,300 Building $108,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Sumter St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1980–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Sumter St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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