28 Summer Sun Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 28 Summer Sun Way, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,293 sqft · built 2014
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$310,324 (Dec 2014)
Tax Bill$8,279 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN009982-0270

Property Details

APN / Parcel Number

Primary APN009982-0270

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area3,293 sqft Living Area
Gross Area3,886 sqft
1st Floor Area2,539 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area593 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area345 sqft
PorchFinished/Open Porch
Porch Area287 sqft
Patio Area1,010 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address28 SUMMER SUN WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-2937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description64/3-14 JOHNS CREEK PHASE 2 LOT 27 OR3959/116
Legal Range27E
Legal Township05S
Legal Section25
Legal SubdivisionJOHNS CREEK PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number27
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1017
Census Tract20907

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2023Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Feb 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2014 · Amount on Record
Deed SaleDec 1, 2014 · Amount on Record
Deed Document Number201469582
Deed Book / Page3959 / 116
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address28 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937
Transaction TypeMortgage
Record UpdatedNov 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937

Mortgage

Document Number0058520836
DateNov 6, 2023
Book Page5852/836
Instrument2023086976
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 27, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address28 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046861413
DateFeb 28, 2019
Book Page4686/1413
Instrument2019013697
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressPLYMOUTH MEETING, PA 19462
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$433,553 (+2.7%)$578,568 (-4.04%) Land $100,000 Building $478,568
2025$8,279.00 (+9.41%) Homeowner's exemption$422,155 (+2.9%)$602,933 (-1.35%) Land $100,000 Building $502,933
2024$7,567.00 (+1.24%) Homeowner's exemption$410,258 (+3%)$611,208 (+2.83%) Land $100,000 Building $511,208
2023$7,474.00 (+1.74%) Homeowner's exemption$398,309 (+3%)$594,382 (+15.31%) Land $95,000 Building $499,382
2022$7,346.00 Homeowner's exemption$386,708$515,462 Land $84,000 Building $431,462

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
AT&T
Fiber
1,000 / 1,000

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