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25 Summer Sun Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 25 Summer Sun Way, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,728 sqft · built 2015
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Last Sale$730,000 (Sep 2026)
Tax Bill$9,797 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Oct 2022 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN009982-0310

Property Details

APN / Parcel Number

Primary APN009982-0310

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,728 sqft Living Area
Gross Area3,379 sqft
1st Floor Area2,234 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area651 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area169 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address25 SUMMER SUN WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-2937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description64/3-14 JOHNS CREEK PHASE 2 LOT 31 OR5268/782 & 5300/71(C/D) & 5955/639
Legal Range27E
Legal Township05S
Legal Section25
Legal SubdivisionJOHNS CREEK PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number31
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1017
Census Tract20907

Owner

Source: St. Johns County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address25 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK
Oct 14, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jun 24, 2021Re-recorded Document
ATTORNEY ONLY, ATTORNEY
May 18, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 5, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2026 · Amount on Record
Deed SaleSep 8, 2026 · Amount on Record
Prior SaleMay 18, 2021 · Amount on Record
Deed Document Number202676658
Deed Book / Page6433 / 727
Prior Transfer DateMay 6, 2021
Prior Transfer Doc0053000071
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 8, 2026
Property Address25 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937
Document Number0000076658
Book / Page6433 / 727
Instrument DateSep 4, 2026
Instrument202676658
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyATLANTIC COAST TITLE AND ESCROW, ATLANTIC COAST TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$516,110.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937

Mortgage

Document Number0000076659,
DateSep 8, 2026
Instrument202676659
Lender
NameFIRST FEDERAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address25 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937

Mortgage

Document Number0056481633
DateOct 14, 2022
Book Page5648/1633
Instrument2022096226
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2042

June 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionST JOHNS FL
Recording DateJun 24, 2021
Property Address25 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937
Document Number0053000071
Book / Page5300 / 71
Map ReferenceMB 64 PG 3
Instrument DateMay 6, 2021
Instrument2021070631
Record UpdatedMay 23, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address25 SUMMER SUN WAY, ST AUGUSTINE, FL 32092-2937

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 SUMMER SUN WAY, ST AUGUSTINE, FL 32092-2937
InvestorPossibly a Property Investor

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 18, 2021
Property Address25 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937
Document Number0052680782
Book / Page5268 / 782
Map ReferenceMB 64 PG 3
Instrument DateMay 6, 2021
Instrument2021056048
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,115.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 SUMMER SUN WAY, ST AUGUSTINE, FL 32092-2937

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 SUMMER SUN WAY, ST AUGUSTINE, FL 32092-2937
InvestorPossibly a Property Investor

Mortgage

Document Number0005268784
DateMay 18, 2021
Instrument5268/784
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 5, 2019
Property Address25 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937
Document Number0046900294
Book / Page4690 / 0294
Map ReferenceMB 64 PG 3-14
Instrument DateMar 4, 2019
Instrument2019015256
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,474.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address244 JOHNS GLEN DR, 244, SAINT JOHNS, FL 32259-4297

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937

Mortgage

Document Number2019015257
DateMar 5, 2019
Instrument2019015257
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$534,999 (+0.03%) Land $100,000 Building $434,999$534,999 (-2.04%) Land $100,000 Building $434,999
2025$9,797.00 (+22%) Homeowner's exemption$534,861 (+23.21%)$546,149 (+15.5%) Land $100,000 Building $446,149
2024$8,030.00 (+1.29%)
2023$7,928.00 (+1.77%) Homeowner's exemption$434,097 (+3%)$472,859 (+12.2%) Land $95,000 Building $377,859
2022$7,790.00 Homeowner's exemption$421,453$421,453 Land $84,000 Building $337,453

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
AT&T
Fiber		1,000 / 1,000

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