St. Johns County property record for 14 Summer Sun Way, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,398 sqft · built 2014 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,138 (Nov 2014) |
| Tax Bill | $7,055 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009982-0260 |
| Primary APN | 009982-0260 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,398 sqft Living Area |
| Gross Area | 3,091 sqft |
| 1st Floor Area | 1,918 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 693 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 14 SUMMER SUN WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 64/3-14 JOHNS CREEK PHASE 2 LOT 26 OR3954/498 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 25 |
| Legal Subdivision | JOHNS CREEK PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20907 |
Source: St. Johns County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Oct 8, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC |
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Aug 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2014 · Amount on Record |
| Deed Sale | Nov 17, 2014 · Amount on Record |
| Deed Document Number | 201466977 |
| Deed Book / Page | 3954 / 498 |
| Last Transfer Date | Oct 1, 2026 |
| Transfer Doc | 0000085785 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 8, 2026 |
| Property Address | 14 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937 |
| Document Number | 0000085785 |
| Book / Page | 6450 / 1027 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 202685785 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937 |
| Document Number | 0000085786, |
|---|---|
| Date | Oct 8, 2026 |
| Instrument | 202685786 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 14 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0052311789 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 5231/1789 |
| Instrument | 2021039000 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 14 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937 |
| Document Number | 0046180234 |
| Instrument Date | Aug 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 SUMMER SUN WAY ST AUGUSTINE FL 320922937, ST AUGUSTINE, FL 32092-2937 |
| Document Number | 0046180234 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 004618/000234 |
| Instrument | 70075 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 26, 2028 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,216 (+2.7%) | $489,953 (-0.94%) Land $100,000 Building $389,953 | |
| 2025 | $7,055.00 (+9.21%) Homeowner's exemption | $331,272 (+2.9%) | $494,606 (+0.09%) Land $100,000 Building $394,606 |
| 2024 | $6,460.00 (+1.17%) Homeowner's exemption | $321,936 (+3%) | $494,139 (+3.06%) Land $100,000 Building $394,139 |
| 2023 | $6,385.00 (+1.67%) Homeowner's exemption | $312,559 (+3%) | $479,462 (+10.2%) Land $95,000 Building $384,462 |
| 2022 | $6,280.00 Homeowner's exemption | $303,455 | $435,074 Land $84,000 Building $351,074 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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