Montgomery County property record for 28 Steeple Ct, Germantown, MD 20874 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,172 sqft · built 1993 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Dec 2019) |
| Tax Bill | $5,052 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02599922 |
| Primary APN | 02-02599922 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,172 sqft Living Area |
| 1st Floor Area | 786 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 240 sqft |
| Balcony Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02599922 |
|---|---|
| Street Address | 28 STEEPLE CT |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-6180 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | GERMANTOWN ESTATES |
| Legal Subdivision | GERMANTOWN ESTATES |
| Legal Block | M |
| Legal Lot Number | 114 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 700306 |
Source: Montgomery County records · APN 02-02599922
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 STEEPLE CT, GERMANTOWN, MD 20874-6180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 01, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC |
| Dec 03, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2019 · Amount on Record |
| Deed Sale | Dec 03, 2019 · Amount on Record |
| Prior Sale | Sep 22, 2009 · Amount on Record |
| Deed Book / Page | 58619 / 277 |
| Prior Transfer Date | Feb 10, 2016 |
| Prior Transfer Doc | 0517440274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 28 STEEPLE CT, GERMANTOWN, MD 20874-6180 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0568270136 |
|---|---|
| Date | Nov 01, 2018 |
| Book Page | 56827/136 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 04, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 28 STEEPLE CT, GERMANTOWN, MD 20874-6180 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2021 |
| Title Company | ELITE SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 28 STEEPLE CT, GERMANTOWN, MD 20874-6180 |
| Document Number | 0614580141 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 61458/141 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 01, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Dec 03, 2019 |
| Property Address | 28 STEEPLE CT, GERMANTOWN, MD 20874-6180 |
| Document Number | 0586190277 |
| Book / Page | 058619 / 000277 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2019 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28 STEEPLE CT GERMANTOWN MD 208746180, GERMANTOWN, MD 20874-6180 |
| Document Number | 586190286 |
|---|---|
| Date | Dec 03, 2019 |
| Book Page | 058619/000286 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2049 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $492,733 (+6.87%) | $524,400 (-) Land $150,000 Building $374,400 | |
| 2025 | $5,052.00 (-4.66%) | $461,067 (+14.38%) | $524,400 (+22.12%) Land $150,000 Building $374,400 |
| 2024 | $5,299.00 (+39.7%) | ||
| 2023 | $403,100 | $429,400 Land $150,000 Building $279,400 | |
| 2022 | $3,793.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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