23 Steeple Ct, Germantown, MD 20874 Property Records

Montgomery County property record for 23 Steeple Ct, Germantown, MD 20874 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,040 sqft · built 1992
Lot Size	0.037 acres (1,600 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Dec 1998)
Tax Bill	$4,586 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-02599671`

Property Details

APN / Parcel Number

Primary APN	`02-02599671`
Alternative APN	`02599671`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	720 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Porch	Open Porch
Porch Area	48 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02599671
Street Address	23 STEEPLE CT
City	GERMANTOWN
State	MD
Zip	20874-6178
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	GERMANTOWN ESTATES
Legal Subdivision	GERMANTOWN ESTATES
Legal Block	M
Legal Lot Number	89
Jurisdiction	MONTGOMERY MD
Township / Civil Division	2
Census Block Group	2
Census Block	2003
Census Tract	700306

Owner

Source: Montgomery County records · APN 02-02599671

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 STEEPLE CT, GERMANTOWN, MD 20874-6178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 1998 · Amount on Record
Deed Sale	Dec 14, 1998 · Amount on Record
Deed Document Number	1998133736
Deed Book / Page	16563 / 769
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	23 STEEPLE CT, GERMANTOWN, MD 20874-6178
Transaction Type	Mortgage
Record Updated	Sep 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 STEEPLE CT, GERMANTOWN, MD 20874-6178

Mortgage

Document Number	0672910263
Date	Aug 18, 2023
Book Page	67291/263

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,100 (+6.54%)	$475,600 (-) Land $150,000 Building $325,600
2025	$4,586.00 (+30.99%)	$420,600 (+13.15%)	$475,600 (+20.99%) Land $150,000 Building $325,600
2023		$371,733	$393,100 Land $150,000 Building $243,100
2022	$3,501.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 268 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.