31 Steeple Ct, Germantown, MD 20874 Property Records

Montgomery County property record for 31 Steeple Ct, Germantown, MD 20874

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,040 sqft · built 1992
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on File
Last Sale	$374,500 (Feb 2021)
Tax Bill	$4,703 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02599636`

Property Details

APN / Parcel Number

Primary APN	`02-02599636`
Alternative APN	`02599636`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,040 sqft Living Area
Gross Area	2,067 sqft
1st Floor Area	720 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	69 sqft
Deck Area	180 sqft
Balcony Area	247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02599636
Street Address	31 STEEPLE CT
City	GERMANTOWN
State	MD
Zip	20874-6179
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	GERMANTOWN ESTATES
Legal Subdivision	GERMANTOWN ESTATES
Legal Block	M
Legal Lot Number	85
Jurisdiction	MONTGOMERY MD
Township / Civil Division	2
Census Block Group	2
Census Block	2003
Census Tract	700306

Owner

31 Steeple Ct, a townhouse, is owned and occupied by two individuals who bought it in February 2021.

Source: Montgomery County records, as of September 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 STEEPLE CT, GERMANTOWN, MD 20874-6179
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on File
Deed Sale	Feb 22, 2021 · Amount on File
Prior Sale	Jan 2, 2002 · Amount on File
Deed Book / Page	61955 / 86
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 22, 2021
Property Address	31 STEEPLE CT, GERMANTOWN, MD 20874-6179
Document Number	0619550086
Book / Page	61955 / 86
Map Reference	MB 137 PL 15810
Instrument Date	Dec 23, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	ICON TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,681.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 STEEPLE CT, GERMANTOWN, MD 20874-6179
Investor	Possibly a Property Investor

Mortgage

Document Number	6195595
Date	Feb 22, 2021
Instrument	61955/95

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 31 Steeple Ct was $4,703.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,867 (+6.97%)	$490,900 (-) Land $150,000 Building $340,900
2025	$4,703.00	$430,833	$490,900 Land $150,000 Building $340,900
2023		$379,033	$400,800 Land $150,000 Building $250,800
2022	$3,578.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Steeple Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Steeple Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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