Hampden County and Chicopee City property record for 28 Stearns Ter, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,304 sqft · built 1900 |
| Lot Size | 0.245 acres (10,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,000 (Jan 1989) |
| Tax Bill | $5,442 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00013 |
| Primary APN | 48-00013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| Gross Area | 4,684 sqft |
| 1st Floor Area | 1,006 sqft |
| Attic | Attic |
| Attic Area | 1,006 sqft |
| Basement Area | 1,006 sqft |
| Unfinished Basement | 1,006 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,662 sqft (0.245 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 48-00013 |
|---|---|
| Street Address | 28 STEARNS TER |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 810902 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Springfield Street Historic District listed 1991 · 167 contributing resources · NRIS 90002217 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
28 Stearns Ter is owned and occupied by two individuals who bought it in January 1989.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 STEARNS TER, CHICOPEE, MA 01013-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 1989 · Amount on File |
| Deed Sale | Jan 9, 1989 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 28 Stearns Ter was $5,442, up 4.9% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,442.00 (+4.9%) | $357,100 (+4.35%) Land $110,700 Building $246,400 | $346,491 (-1.16%) |
| 2025 | $5,188.00 (+5.45%) | $342,200 (+2.67%) Land $101,000 Building $241,200 | $350,550 |
| 2024 | $4,920.00 (+6.33%) | $333,300 (+9.14%) Land $99,000 Building $234,300 | |
| 2023 | $4,627.00 | $305,400 Land $90,000 Building $215,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Stearns Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 28 Stearns Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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