Hampden County and Chicopee City property record for 30 Stearns Ter, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,412 sqft · built 1910 |
| Lot Size | 0.135 acres (5,882 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $283,000 (Aug 2024) |
| Tax Bill | $3,984 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00027 |
| Primary APN | 48-00027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,412 sqft Living Area |
| Gross Area | 3,413 sqft |
| 1st Floor Area | 760 sqft |
| Attic | Attic |
| Attic Area | 652 sqft |
| Basement Area | 702 sqft |
| Unfinished Basement | 702 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,882 sqft (0.135 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Account Number | 48-00027 |
|---|---|
| Street Address | 30 STEARNS TER |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-2526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 810902 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 166 E DWIGHT ST, HOLYOKE, MA 01040-6145 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 7, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT |
| Jun 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 10, 2019 | Quit Claim Deed, Transfer · FHA Mortgage STEARNS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2024 · Amount on Record |
| Deed Sale | Aug 2, 2024 · Amount on Record |
| Prior Sale | Oct 10, 2019 · Amount on Record |
| Deed Document Number | 202435168 |
| Deed Book / Page | 25519 / 313 |
| Prior Transfer Date | Oct 8, 2019 |
| Prior Transfer Doc | 22896-108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 30 STEARNS TER, CHICOPEE, MA 01013-2526 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 024436-433 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 24436/433 |
| Instrument | 13945 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 30 STEARNS TER, CHICOPEE, MA 01013-2526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23283-404 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 23283/404 |
| Instrument | 34038 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Oct 10, 2019 |
| Property Address | 30 STEARNS TER, CHICOPEE, MA 01013-2526 |
| Document Number | 22896-108 |
| Book / Page | 022896 / 000108 |
| Instrument Date | Oct 8, 2019 |
| Instrument | 59094 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $916.05 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 71 ALBERT ST INDIAN ORCHARD MA 011511940, INDIAN ORCHARD, MA 01151-1940 |
| Document Number | 22896-111 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 022896/000111 |
| Instrument | 59095 |
| Name | STEARNS LNDG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 9, 2049 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,984.00 (+4.62%) | $261,400 (+4.06%) Land $86,200 Building $175,200 | $272,327 (+3.56%) |
| 2025 | $3,808.00 (+5.4%) | $251,200 (+2.61%) Land $80,700 Building $170,500 | $262,960 |
| 2024 | $3,613.00 (+6.74%) | $244,800 (+9.58%) Land $79,100 Building $165,700 | |
| 2023 | $3,385.00 | $223,400 Land $71,900 Building $151,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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