Hampden County and Chicopee City property record for 16 Stearns Ter, Chicopee, MA 01013
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 1,946 sqft · built 1880 |
| Lot Size | 0.133 acres (5,808 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $184,500 (Sep 2005) |
| Tax Bill | $4,642 (2026) |
| Deeds & Mortgages | May 2021 Refinance May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00010 |
| Primary APN | 48-00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,946 sqft Living Area |
| Gross Area | 3,894 sqft |
| 1st Floor Area | 903 sqft |
| Attic | Attic |
| Attic Area | 809 sqft |
| Basement Area | 903 sqft |
| Unfinished Basement | 903 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,808 sqft (0.133 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Account Number | 48-00010 |
|---|---|
| Street Address | 16 STEARNS TER |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-2524 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 2 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 810902 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Springfield Street Historic District listed 1991 · 167 contributing resources · NRIS 90002217 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 STEARNS TER, CHICOPEE, MA 01013-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU |
| May 11, 2021 | Warranty Deed, Transfer · Stand-Alone Refinance POLISH NATIONAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2005 · Amount on Record |
| Deed Sale | Sep 30, 2005 · Amount on Record |
| Last Transfer Date | May 6, 2021 |
| Transfer Doc | 23875-162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 16 STEARNS TER, CHICOPEE, MA 01013-2524 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 023875-165 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 23875/165 |
| Instrument | 32080 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | May 11, 2021 |
| Property Address | 16 STEARNS TER, CHICOPEE, MA 01013-2524 |
| Document Number | 23875-162 |
| Book / Page | 23875 / 162 |
| Instrument Date | May 6, 2021 |
| Instrument | 32079 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 STEARNS TER, CHICOPEE, MA 01013-2524 |
| Document Number | 23875-165 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 23875/165 |
| Instrument | 32080 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,642.00 (+9.35%) | $304,600 (+8.79%) Land $85,700 Building $218,900 | $352,773 |
| 2025 | $4,245.00 (+5.73%) | $280,000 (+2.94%) Land $80,300 Building $199,700 | |
| 2024 | $4,015.00 (+7.15%) | $272,000 (+9.99%) Land $78,700 Building $193,300 | |
| 2023 | $3,747.00 | $247,300 Land $71,600 Building $175,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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