Kenton County property record for 28 Spring St, #30, Elsmere, KY 41018
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,310 sqft · built 1999 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Apr 1999) |
| Tax Bill | $2,430 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-10-01-025.00 |
| Primary APN | 016-10-01-025.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,310 sqft Finished Area |
| Gross Area | 2,376 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 28 SPRING ST, 30 |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2489 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SOUTH ERLANGER LOTS 437-438-439 |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Lot Number | 437-439 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 65600 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5330 RABBIT HASH RD, UNION, KY 41091-9726 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 1999 · Amount on Record |
| Deed Sale | Apr 7, 1999 · Amount on Record |
| Prior Sale | Jul 15, 1998 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 28 SPRING ST # 30, 30, ELSMERE, KY 41018-2489 |
| Document Number | 0000000368 |
| Book / Page | 0C6112 / 000226 |
| Instrument Date | Mar 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5330 RABBIT HASH RD UNION KY 410919726, UNION, KY 41091-9726 |
| Document Number | 0000000368 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 0C6112/000226 |
| Instrument | 368 |
| Name | UNITED BK & CAP TR CO |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 8, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,000 (-) Land $25,000 Building $135,000 | $160,000 (-) Land $25,000 Building $135,000 | |
| 2025 | $2,430.00 (+1.33%) | $160,000 (-) Land $25,000 Building $135,000 | $160,000 (-) Land $25,000 Building $135,000 |
| 2023 | $2,398.00 | $160,000 Land $25,000 Building $135,000 | $160,000 Land $25,000 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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