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32 Spring St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 32 Spring St, Elsmere, KY 41018 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage768 sqft Finished Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$201,000 (2022)
Tax Bill$3,053.00 (2025)

Property Details

APN / Parcel Number

Primary APN016-10-01-026.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area768 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address32 SPRING ST
CityELSMERE
StateKY
Zip41018-2489
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTH ERLANGER LOTS 435-436
Legal SubdivisionSOUTH ERLANGER
Legal Lot Number435-436
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1005
Census Tract65600

Owner

Source: Kenton County records · APN 016-10-01-026.00

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address32 SPRING ST, ELSMERE, KY 41018-2489
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2024Deed of Trust, Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Dec 13, 2022Deed of Trust, Mortgage · Line of Credit
LEXINGTON-FAYETTE URBAN COUNTY GOV
Dec 13, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
POLARIS HOME FUNDING CORP
May 11, 2022Deed, Transfer
Oct 08, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 13, 2022 · Amount on Record
Deed SaleDec 13, 2022 · Amount on Record
Prior SaleMay 11, 2022 · Amount on Record
Deed Doc Number20221213153
Deed Book / Page204 / 889
Prior Transfer DateOct 05, 2018
Prior Transfer Doc0000000191
Record RefreshedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address32 SPRING ST, ELSMERE, KY 41018-2489
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 SPRING ST, ELSMERE, KY 41018-2489

Mortgage

Document Number0005900080
DateApr 08, 2024
Book PageKCM 538/937
Instrument24040805900080
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
TypeNon-Lending Institution
Address451 7TH ST SW, WASHINGTON, DC 20410
Agreement
AmountAmount Recorded
Term478 Months
DueFeb 01, 2064

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address32 SPRING ST, ELSMERE, KY 41018-2489
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 SPRING ST, ELSMERE, KY 41018-2489

Mortgage

Document Number0005900155
DateDec 13, 2022
Book Page427/804
Instrument22121305900155
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueJan 01, 2033

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 13, 2022
Property Address32 SPRING ST, ELSMERE, KY 41018-2489
Document Number0005900153
Book / Page204 / 889
Map ReferencePG 294
Instrument DateDec 09, 2022
Instrument22121305900153
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2355 BUTTERMILK XING # 159, 159, CRESCENT SPRINGS, KY 41017-1622

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 SPRING ST, ELSMERE, KY 41018-2489

Mortgage

Document Number0005900154
DateDec 13, 2022
Instrument22121305900154
Lender
NamePOLARIS HOME FUNDING CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

Mortgage

Document Number0005900155
DateDec 13, 2022
Book Page427/804
Instrument22121305900155
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueJan 01, 2033

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateMay 11, 2022
Property Address32 SPRING ST, ELSMERE, KY 41018-2489
Document Number0005900179
Book / Page165 / 94
Map ReferencePG 294
Instrument DateMay 10, 2022
Instrument22051105900179
Transaction TypeTransfer
Record UpdatedJan 05, 2024

Transaction

AmountAmount Recorded
Tax$180.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address1111 PLATEAU ST, ELSMERE, KY 41018-2384

Transferred To (Grantee/Buyer)

NameVerified Name
Address2355 BUTTERMILK XING # 159, 159, CRESCENT SPRINGS, KY 41017-1622
InvestorPossibly a Property Investor

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateOct 08, 2018
Property Address32 SPRING ST, ELSMERE, KY 41018-2489
Document Number0000000191
Book / Page0C6519 / 000072
Instrument DateOct 05, 2018
Instrument191
Transaction TypeTransfer
Record UpdatedOct 25, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1111 PLATEAU ST ELSMERE KY 410182384, ELSMERE, KY 41018-2384

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,053.00 (+1.36%)$201,000 (-) Land $20,000 Building $181,000$201,000 (-) Land $20,000 Building $181,000
2023$3,012.00$201,000 Land $20,000 Building $181,000$201,000 Land $20,000 Building $181,000

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