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23 Spring St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 23 Spring St, Elsmere, KY 41018 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 2019
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$165,000 (2023)
Tax Bill$2,506.00 (2025)

Property Details

APN / Parcel Number

Primary APN016-10-01-049.00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Stories1 Stories

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl Exterior
Lot Area9,148 sqft (0.21 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address23 SPRING ST
CityELSMERE
StateKY
Zip41018-2489
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTH ERLANGER LOTS 525-526 & 524
Legal SubdivisionSOUTH ERLANGER
Legal Lot Number524-526
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1005
Census Tract65600

Owner

Source: Kenton County records · APN 016-10-01-049.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23 SPRING ST, ELSMERE, KY 41018-2489
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Fiduciary Deed, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK
Feb 14, 2020Warranty Deed, Transfer
TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO
May 24, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 14, 2023 · Amount on Record
Deed SaleNov 14, 2023 · Amount on Record
Prior SaleFeb 14, 2020 · Amount on Record
Deed Doc Number20238
Deed Book / Page256 / 445
Prior Transfer DateOct 30, 2023
Prior Transfer Doc0005900008
Record RefreshedJun 08, 2026

November 2023: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionKENTON KY
Recording DateNov 14, 2023
Property Address23 SPRING ST, ELSMERE, KY 41018-2489
Document Number0005900008
Book / PageKC 256 / 445
Map ReferencePL 294
Instrument DateOct 30, 2023
Instrument23111405900008
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address15 HOLMESDALE CT, COVINGTON, KY 41014-1725

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address23 SPRING ST, ELSMERE, KY 41018-2489

Mortgage

Document Number0005900009
DateNov 14, 2023
Instrument23111405900009
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 14, 2020
Property Address33 SPRING ST # A, A, ELSMERE, KY 41018-2489
Document Number0000000026
Book / Page000007 / 000246
Instrument DateJan 23, 2020
Instrument26
Transaction TypeTransfer
Record UpdatedMar 31, 2020
Title CompanyTERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO

Transaction

AmountAmount Recorded
Tax$133.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8537 QUINN DR FLORENCE KY 410429507, FLORENCE, KY 41042-9507

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 24, 2019
Property Address33 SPRING ST # A, A, ELSMERE, KY 41018-2489
Document Number0000000032
Book / Page0C6666 / 000175
Instrument DateMay 23, 2019
Instrument32
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$14.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address908 KEENELAND GREEN DR UNION KY 410918025, UNION, KY 41091-8025

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,506.00 (+90.86%)$165,000 (+23.13%) Land $25,000 Building $140,000$165,000 (+23.13%) Land $25,000 Building $140,000
2023$1,313.00 (-40.02%) Homeowner's exemption$134,000 (+0.75%) Land $25,000 Building $109,000$134,000 (+0.75%) Land $25,000 Building $109,000
2022$2,189.00$133,000 Land $14,500 Building $118,500$133,000 Land $14,500 Building $118,500

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