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22 Split Rock Trl, Arden, NC 28704 Property Records

Buncombe County property record for 22 Split Rock Trl, Arden, NC 28704 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 6 ba · 3,461 sqft · built 2021
Lot Size1.07 acres (46,609 sqft)
OwnerCompany Name on File
Last Sale$6,577,000 (Oct 2024)
Tax Bill$13,025 (2025)
Deeds & MortgagesApr 2023 Mortgage
Oct 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN9633-37-0192-00000

Property Details

APN / Parcel Number

Primary APN9633-37-0192-00000
Alternative APN
  • 963301370047000

Interior

Bedrooms4 Beds
Full Baths6 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area3,461 sqft Living Area
Basement Area3,440 sqft
Finished Basement3,290 sqft
Unfinished Basement150 sqft
Fireplaces5 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Architectural StyleConventional
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area46,609 sqft (1.07 acres)
Garage Area887 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Deck Area834 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number963301370047000
Street Address22 SPLIT ROCK TRL
CityARDEN
StateNC
Zip28704-0378
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEED DATE: 2024-10-16 DEED: 6443-622 SUBDIV: THE CLIFFS AT WALNUT COVE BLOCK: LOT: 48 SECTION: PLAT: 0114-0062
Legal SubdivisionTHE CLIFFS AT WALNUT COVE
Legal Lot Number48
JurisdictionBUNCOMBE NC
Township / Civil DivisionAVERY CREEK
Census Block Group1
Census Block1007
Census Tract2303

Owner

Source: Buncombe County records · APN 9633-37-0192-00000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address20818 PARKSTONE TER, LAKEWOOD RANCH, FL 34202-4615
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2023Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 16, 2024Warranty Deed, Transfer
Aug 24, 2021Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 16, 2024 · Amount on Record
Deed SaleOct 16, 2024 · Amount on Record
Prior SaleAug 24, 2021 · Amount on Record
Deed Document Number0006443622
Deed Book / Page6443 / 622
Record UpdatedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address22 SPLIT ROCK TRL, ARDEN, NC 28704-0378
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address10410 ETON WAY, VERO BEACH, FL 32963-9401

Mortgage

Document Number0063111099
DateApr 17, 2023
Book Page6311/1099
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateMay 01, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change5%
IndexOther
Max Rate8%

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateOct 16, 2024
Property Address22 SPLIT ROCK TRL, ARDEN, NC 28704-0378
Document Number0064430622
Book / Page6443 / 622
Map ReferenceMB 114 PG 62
Instrument DateOct 15, 2024
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
Tax$13,154.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10410 ETON WAY, VERO BEACH, FL 32963-9401

Transferred To (Grantee/Buyer)

NameVerified Name
Address20818 PARKSTONE TER, LAKEWOOD RANCH, FL 34202-4615

August 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateAug 24, 2021
Property Address22 SPLIT ROCK TRL, ARDEN, NC 28704-0378
Document Number0061101637
Book / Page6110 / 1637
Map ReferenceMB 114 PG 62
Instrument DateMay 24, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
Tax$7,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address158 WALNUT VALLEY PKWY, ARDEN, NC 28704-9120

Transferred To (Grantee/Buyer)

NameVerified Name
Address1041 ETON WAY, VERO BEACH, FL 32963

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$13,025.00 (+53.91%)$1,945,000 (+36.97%)
2023$8,463.00$1,420,000$1,420,000 (-26.99%) Land $431,200 Building $988,800
2021$1,945,000 Land $431,200 Building $1,513,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210023031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber1,000 / 1,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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