Kenton County property record for 28 Silver Ave, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,595 sqft · built 1998 |
| Lot Size | 0.422 acres (18,404 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jun 2009) |
| Tax Bill | $1,831 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-40-11-064.00 |
| Primary APN | 028-40-11-064.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,595 sqft Finished Area |
| Gross Area | 2,947 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 18,404 sqft (0.422 acres) |
| Lot Dimensions | 120 ft deep x 125 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 28 SILVER AVE |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEMKER PROPERTY PT LOTS 10-11-12 PARCEL D NS SILVER AVE 0.4225 ACS 125.43'X 120' IRREG |
| Legal Subdivision | LEMKER PROPERTY |
| Legal Lot Number | 10,11 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 64700 |
Source: Kenton County records · APN 028-40-11-064.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 SILVER AVE, FT MITCHELL, KY 41017-2909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK KENTUCKY INC |
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2009 · Amount on Record |
| Deed Sale | Jun 23, 2009 · Amount on Record |
| Deed Document Number | 200906 23 059 00066 |
| Deed Book / Page | 4049 / 169 |
| Last Transfer Date | Feb 06, 2016 |
| Transfer Doc | 0005900001 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 28 SILVER AVE, FT MITCHELL, KY 41017-2909 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Title Company | BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 28 SILVER AVE, FT MITCHELL, KY 41017-2909 |
| Document Number | 0000002849 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | 733/669 |
| Instrument | 26059000002849 |
| Name | FIFTH THIRD BANK KENTUCKY INC |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 25, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 28 SILVER AVE, FT MITCHELL, KY 41017-2909 |
| Document Number | 0000000043 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 SILVER AVE FORT MITCHELL KY 410172909, FORT MITCHELL, KY 41017-2909 |
| Document Number | 0000000043 |
|---|---|
| Date | Oct 07, 2020 |
| Book Page | 00M108/000128 |
| Instrument | 43 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 06, 2050 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,831.00 (-8.13%) | $489,800 (-) Land $65,000 Building $424,800 | $489,800 (-) Land $65,000 Building $424,800 |
| 2023 | $1,993.00 | $489,800 Land $65,000 Building $424,800 | $489,800 Land $65,000 Building $424,800 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile USA.
Based on FCC filings for 513 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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