26A Silver Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 26A Silver Ave, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,232 sqft · built 1999
Lot Size	0.289 acres (12,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Nov 2025)
Tax Bill	$1,624 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-40-11-064.03`

Property Details

APN / Parcel Number

Primary APN	`028-40-11-064.03`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,232 sqft Finished Area
Gross Area	2,371 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,602 sqft (0.289 acres)
Lot Dimensions	210 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	26A SILVER AVE
City	FT MITCHELL
State	KY
Zip	41017-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEMKER PROPERTY PT LOTS 11-12 PARCEL C NS SILVER AVE 0.2893 ACS
Legal Subdivision	LEMKER PROPERTY
Legal Lot Number	11,12
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1003
Census Tract	64700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26A SILVER AVE, FT MITCHELL, KY 41017-2909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION
Nov 19, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK
Mar 27, 2019	Warranty Deed, Transfer · Conventional Mortgage STOCKYARD BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Mar 27, 2019 · Amount on Record
Deed Document Number	2025184
Deed Book / Page	375 / 924
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jun 16, 2026
Property Address	26A SILVER AVE, FT MITCHELL, KY 41017-2909
Document Number	0000012623
Book / Page	447 / 144
Instrument Date	May 14, 2026
Instrument	202612623
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26A SILVER AVE, FT MITCHELL, KY 41017-2909

Mortgage

Document Number	0000012623,
Date	Jun 16, 2026
Book Page	447/144
Instrument	202612623

Lender

Name	WRIGHT-PATT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 25, 2051

Interest

Rate	6.3%
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 19, 2025
Property Address	26A SILVER AVE, FT MITCHELL, KY 41017-2909
Document Number	0005900184
Book / Page	KC 375 / 924
Instrument Date	Nov 19, 2025
Instrument	25111905900184
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1917 DIXIE HWY # HWY411A, HWY411A, FT WRIGHT, KY 41011-2607

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 SILVER AVE # A, A, FORT MITCHELL, KY 41017-2909

Mortgage

Document Number	0005900185
Date	Nov 19, 2025
Instrument	25111905900185

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 27, 2019
Property Address	26 SILVER AVE # A, A, FT WRIGHT, KY 41017-2909
Document Number	0000000145
Book / Page	0C6626 / 000263
Instrument Date	Mar 22, 2019
Instrument	145
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26A SILVER AVE FORT MITCHELL KY 410172909, FORT MITCHELL, KY 41017-2909

Mortgage

Document Number	146
Date	Mar 27, 2019
Book Page	0C6626/000266
Instrument	146

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,000 (+11.65%) Land $65,000 Building $420,000	$485,000 (+11.65%) Land $65,000 Building $420,000
2025	$1,624.00 (-8.14%)	$434,400 (-) Land $65,000 Building $369,400	$434,400 (-) Land $65,000 Building $369,400
2023	$1,768.00	$434,400 Land $65,000 Building $369,400	$434,400 Land $65,000 Building $369,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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